New York City ATM/ Debit Card Notes


Astoria Fedl Svgs & Ln Assoc

  • VISA is offering Astoria Federal VISA Gold Debit Card holders deals and savings at select merchants for books, clothing, electronics, flowers, food, luggage, music, and more.
  • *Onsite ATM use is free for Astoria Federal customers (exception, $1 fee for a mini-statement). **Offsite ATMs: $1.00 for balance inquiry, $1.50 for withdrawal (some offsite ATM fees may be waived with qualifying accounts). ***Point of Sale fee is for non-credit transactions only.

Bank of America

  • Optional US Airways Debit Card or Alaska Airlines Debit Card for an annual fee of $30. No fee Bank of America Debit Card: Earn up to 20% cash back when you use your Bank of America debit card through the Add It Up® program.
  • Free withdrawals, deposits, transfers, payments and balance inquiries at a Bank of America ATM. *No fee for first mini statement each monthly statement cycle; after one, each additional is $1.00 (includes up to 10 of your last transactions); $3.00 fee for full statement (includes activity since last statement). $2 fee for withdrawals, transfers and balance inquiries at non-Bank of America ATMs located in the U.S. **$5 fee for withdrawals, transfers and balance inquiries at a non-Bank of America ATM located in a foreign country (exception: non-Bank of America ATM fees do not apply at some ATMs located outside the United States. Call bank before traveling internationally for current information about banks participating in the program. $5 fee waived with qualifying account). ***ATM Surcharge: Fee charged for using the Bank of America ATM at malls and streets may vary from those at the banking center.

Capital One Bank

  • Available when opening a Rewards Online Checking Account
  • Capital One debit card is free with your checking account with $0 maintenance or activity fees. $0 currency exchange fees by Capital One Bank for purchases and withdrawals made overseas.

Emigrant Bank

  • *Point of Sale fee is for non credit transactions

HSBC Bank USA NA

  • *Offsite fees: For each Withdrawal, Balance Inquiry, or Transfers: either $2.00 or $2.50 depending upon account (some fees waived with qualifying account(s). **No POS fee when using your Debit MasterCard; $0.25 fee when using ATM card (waived with qualifying account(s).

JPMorgan Chase Bank

  • *Offsite ATM fee may be waived with qualifying accounts. $2 per withdrawal, inquiry or balance transfer within U.S., Puerto Rico and US Virgin Islands. **$5 per withdrawal outside the U.S., Puerto Rico and the US Virgin Islands.

New York Community Bank

  • Visa Rewards is offering cardholders deals and savings at select merchants for books, clothing, electronics, flowers, food, luggage, music, and much more. Review and select the offer(s) you want and use your NYCB Bank Visa check card to make the purchase.
  • *Point of Sale fee is for non-credit transactions, $3 fee for international ATM use

PNC Bank

  • PNC points program available on qualifying accounts, earn points when credit option is selected.
  • *PNC Bank Visa Check Card - No charge. Banking Card linked to a checking account: $10 per year (this fee does not apply to University ID cards linked to a checking account). Specialty Affinity Visa Check Cards are charged a $10 annual fee (PNC Park, Pittsburgh Steelers, WBS Penguins, Washington Nationals, Detroit Pistons, Cleveland Browns, USA Flag ($5 of the $10 is donated to the American Red Cross annually). **Offsite ATM fee may be waived for certain accounts. Foreign transactions will incur an offsite fee of between $0.00 and $5.00, depending upon account.

Queens County Savings Bank - A Division of New York Community Bank

  • Visa Rewards is offering cardholders deals and savings at select merchants for books, clothing, electronics, flowers, food, luggage, music, and much more. Review and select the offer(s) you want and use your NYCB Bank Visa check card to make the purchase.
  • *Point of Sale fee is for non-credit transactions, $3 fee for international ATM use

Richmond County Savings Bank - A Division of New York Community Bank

  • Visa Rewards is offering cardholders deals and savings at select merchants for books, clothing, electronics, flowers, food, luggage, music, and much more. Review and select the offer(s) you want and use your NYCB Bank Visa check card to make the purchase.
  • *Point of Sale fee is for non-credit transactions, $3 fee for international ATM use

Roosevelt Savings Bank - A Division of New York Community Bank

  • Visa Rewards is offering cardholders deals and savings at select merchants for books, clothing, electronics, flowers, food, luggage, music, and much more. Review and select the offer(s) you want and use your NYCB Bank Visa check card to make the purchase.
  • *Point of Sale fee is for non-credit transactions, $3 fee for international ATM use

Wachovia Bank - A Division of Wells Fargo Bank

  • At this time, Wachovia Bank is no longer enrolling new customers in the Wells Fargo Rewards for Debit Card program. If you are currently enrolled in the program, at this time you can still redeem your points for cash rewards, gift certificates, travel, merchandise, and more.
  • *Onsite ATMs include over 12,000 Wachovia and Wells Fargo nationwide ATM sites. $2 offsite fee for balance inquiry and funds transfer, $2.50 offsite fee for withdrawal. Foreign ATM (outside U.S.): $2 funds transfer, $5 transaction. Some offsite fees may be waived with qualifying account(s) and/or accounts opened at branches in qualifying New York cities.