Find the Best Checking Accounts
Find the best Checking Account rates for Rewards Checking or Interest Checking accounts. A Reward Checking account typically offers a premium rate for customers who meet monthly requirements which may include one or more of the following: (1) monthly direct deposit, (2) monthly online bill payment, (4) receiving electronic statements instead of paper statements, and (4) check card or debit card activity. Banks listed in the rate table are FDIC-insured up to $250,000 per depositor.
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| Institution | State | APY | APY Limit | Monthly Requirements |
|---|---|---|---|---|
| United Federal Credit Union Rates as of Nov. 6th | Arkansas, Michigan, Nevada, North Carolina, Ohio | 6.01% | up to $25,000 | Interest Plus Checking - electronic statements, 10 debit card transactions (Credit Transactions/Non-PIN based), 1 direct deposit or 1 ACH payment monthly. Credit Union members only. |
| Rio Bank Rates as of Nov. 6th | Texas | 5.50% | up to $25,000 | e-Checking Plus - 10 debit card transactions, 5 Online Bill Pay payments, 1 Direct Deposit per month, electronic statements |
| Goldwater Bank Rates as of Nov. 6th | Arizona | 5.02% | up to $20,000 | 3 bill pay transactions, 1 direct deposit, 10 debit card transactions, e-statements, minimum balance of $1,000 to avoid service charge |
| Farmers Bank and Trust Rates as of Nov. 4th | Arkansas | 5.01% | up to $25,000 | True Rewards Checking - 10 check card transactions, 1 direct deposit or ACH auto debit, electronic statements, access online banking. Arkansas residents only. Must open account in person. |
| Southern Missouri Bank Rates as of Nov. 6th | Missouri | 5.01% | up to $25,000 | Kasasa Cash - Make at least 12 check card purchases and one monthly direct deposit or automatic payment, enroll in eStatements, Missouri and Arkansas residents only |
| Community Bank of Pickens County Rates as of Nov. 4th | Georgia | 5.01% | up to $25,000 | Relationship Rewards Checking - 10 check card purchases, electronic statements, 1 direct deposit or 1 automatic payment |
| Bank 1440 Rates as of Nov. 4th | Arizona | 5.01% | up to $25,000 | Optimum Checking - electronic statements, 1 direct deposit or automatic payment, 10 or more debit card transactions with Visa Debit Card (not ATM). Must finalize opening documents in person. |
| Bank2 Rates as of Nov. 4th | Oklahoma | 5.01% | up to $25,000 | Great Rate Checking - 10 check card purchases, 1 ACH or EFT direct deposit, e-Statements, access online banking |
| CharterBank Rates as of Nov. 4th | Georgia | 5.01% | up to $25,000 | 10 check card purchases, 1 direct deposit or automatic payment, electronic statement |
| Kansas State Bank Rates as of Nov. 4th | Kansas | 4.55% | up to $25,000 | Free Rewards Checking - 10 check card transactions, electronic statements, 1 direct deposit or ACH auto debit, access online activity. New account documents must be signed in person. |
| Cross County Bank Rates as of Nov. 4th | Arkansas | 4.51% | up to $30,000 | 10 debit card transactions, electronic statements, 1 direct deposit or one ACH auto debit. Arkansas residents only. |
| Bank of the Sierra Rates as of Nov. 4th | Open to all states | 4.51% | up to $25,000 | Sierra Reward Checking - 12 check card transactions, electronic statements, one bill pay online, one direct deposit or automatic payment. Must be opened online. |
| Focus Bank Rates as of Nov. 4th | Missouri and Arkansas | 4.51% | up to $25,000 | MAXimum Free Checking - 10 debit card transactions, electronic statements, access online banking. Limited to Arkansas and Missouri service areas. |
| First Clover Leaf Bank Rates as of Nov. 4th | Illinois | 4.50% | up to $25,000 | My Great Rate Checking - 10 debit card transactions, electronic statements, 1 direct deposit or ACH auto debit, 3 online bill payments. Must come in person to open account. |
| The First National Bank of Wynne Rates as of Nov. 6th | Arkansas | 4.33% | up to $25,000 | 10 VISA check card transactions, electronic statements, 1 direct deposit or ACH auto debit |
| Royal Banks of Missouri Rates as of Nov. 6th | Missouri | 4.30% | up to $24,999 | Majestic Checking - 10 Point of Sale Debit Card Transactions, 1 Direct Deposit and/or ACH Debit/Credit, E-Statement |
| Page Valley Bank Rates as of Nov. 6th | Virginia | 4.25% | up to $25,000 | 10 VISA check card transactions, electronic statements, 1 direct deposit or direct debit. Geographic Restrictions - Contact bank for details. |
| First Community Bank Rates as of Nov. 4th | West Virginia, Virginia, North Carolina, Tennessee | 4.25% | up to $25,000 | Backbone High Yield Checking - 12 debit card point of sale transactions, electronic statements, 1 direct deposit |
| North Carolina Bank and Trust Rates as of Nov. 4th | North Carolina | 4.25% | up to $25,000 | Mad Money Checking Account - receive eStatements, 10 Visa Debit card transactions, 1 direct deposit or automatic draft |
| Greater Rome Bank Rates as of Nov. 4th | Georgia | 4.15% | up to $25,000 | 10 debit card transactions, electronic statements, one direct deposit or ACH payment |
| Crossroads Bank Rates as of Nov. 6th | Illinois | 4.10% | up to $30,000 | Effingham First Checking - 20 VISA debit card transactions, electronic statements.Account must be opened in person in Effingham, IL. |
| RCSBank Rates as of Nov. 6th | Missouri | 4.07% | up to $25,000 | e-Global Checking - 8 check card transactions, 1 direct deposit or auto ACH debit, electronic statements. Must open account in person. |
| Noble Bank and Trust Rates as of Nov. 4th | Alabama | 4.05% | up to $25,000 | Noble Horizons - 12 debit card transactions, electronic statements, at least one direct deposit or auto ACH debit |
| Progress Bank (FL) Rates as of Nov. 6th | Florida | 4.04% | up to $25,000 | 12 point of sale debit transactions, e-statement and at least one direct deposit or ACH |
| Keystone Bank Rates as of Nov. 4th | Alabama | 4.04% | up to $25,000 | 10 MasterCard Debit Card purchases, set up one Direct Deposit or Auto Debit from your account, enroll and receive your bank statements electronically |
| Coulee Bank Rates as of Nov. 4th | Wisconsin | 4.04% | up to $25,000 | 10 debit card transactions, electronic statements, at least one direct deposit |
| Heartland Community Bank Rates as of Nov. 4th | Arkansas | 4.02% | up to $30,000 | Interest Plus Checking Account 10 check card transactions, electronic statements, at least one direct deposit or auto ACH debit, access online banking once |
| Ouachita Independent Bank Rates as of Nov. 6th | Louisiana | 4.01% | up to $25,000 | 12 debit card transactions (not including ATM transactions), 1 recurring ACH debit or credit, electronic statements |
| Montgomery Bank Rates as of Nov. 4th | Missouri | 4.01% | up to $25,000 | Montgomery ebluechecking - 12 debit card purchase transactions, 1 direct deposit or ACH auto withdrawal, electronic statements |
| First Banking Center Rates as of Nov. 4th | Wisconsin | 4.01% | up to $25,000 | 10 debit card transactions, electronic statements, at least one direct deposit |
| New Mexico Bank & Trust Rates as of Nov. 4th | New Mexico | 4.01% | up to $20,000 | Cash Rewards Checking - 12 signature-based debit card transactions, one automatic payment or direct deposit, electronic statements. Accepting accounts only from local service areas. |
| Rocky Mountain Bank Rates as of Nov. 6th | Montana | 4.01% | up to $20,000 | Cash Rewards Checking - 15 card purchases, direct deposit, electonic statements. Accounts from local service areas only. |
| Arizona Bank and Trust Rates as of Nov. 4th | Arizona | 4.01% | up to $20,000 | Cash Rewards Checking - 15 signature based purchases, eStatements, 1 direct deposit. Offer for local service areas only. |
| Bank of Blue Valley Rates as of Nov. 4th | 4.01% | up to $0 | Performance Checking - 12 signature-based debit card transactions, 1 direct deposit or ACH auto debit. Must open account in person. | |
| Southeast National Bank Rates as of Nov. 6th | Illinois | 4.01% | up to $25,000 | Free Reward Checking - 10 debit card transactions, electronic statements, at least one direct deposit or ACH auto debit |
| The First National Bank of Dieterich Rates as of Nov. 6th | Illinois | 4.01% | up to $25,000 | Prime Rewards Checking - 10 debit card transactions, electronic statements, access online banking. Residents of local counties in Illinois only. |
| Opportunity Bank Rates as of Nov. 6th | Texas | 4.01% | up to $25,000 | 10 debit card transactions, electronic statements, at least one direct deposit or ACH auto-debit, log-in at least once |
| Bank of Little Rock Rates as of Nov. 4th | Arkansas | 4.01% | up to $25,000 | Kasasa Cash - 10 debit card transactions, electronic statements, at least one direct deposit or ACH auto debit |
| Capital Bank Rates as of Nov. 4th | North Carolina | 4.01% | up to $25,000 | Smart Checking - 10 debit card transactions, electronic statements, at least one direct deposit or auto-debit |
| Lake City Bank Rates as of Nov. 4th | Indiana | 4.01% | up to $25,000 | 8 POS debit card transactions, electronic statements, one direct deposit or ACH auto debit |
| Orange Savings Bank Rates as of Nov. 6th | Texas | 4.01% | up to $25,000 | 10 debit card transactions, electronic statements, access online banking at least once, sign-up for direct deposit or receive a recurring ACH |
| Grand Bank Rates as of Nov. 6th | New Jersey | 4.01% | up to $25,000 | 10 point of sale purchases, 1 direct deposit or ACH auto debit, electronic statements |
| AmericaNet Bank Rates as of Nov. 4th | Open to all states | 4.00% | up to $10,000 | Rewards Checking - 10 check card transactions, electronic statements |
| All America Bank Rates as of Nov. 4th | Oklahoma | 4.00% | up to $25,000 | Ultimate Rewards - Better Than Free Checking - 10 check card transactions, electronic statements |
| Southern Community Bank and Trust Rates as of Nov. 6th | North Carolina | 4.00% | up to $25,000 | ME Banking - 10 debit card transactions, electronic statements, at least direct deposit or automatic draft |
| Tioga State Bank Rates as of Nov. 6th | New York | 4.00% | up to $25,000 | Confirmed enrollment in TSB Online E Statements, 12 or more purchases with TSB debit card, one direct deposit or ACH debit per qualification cycle |
| ViewPoint Bank Rates as of Nov. 6th | Texas | 4.00% | up to $50,000 | Absolute Checking - 1 direct deposit or actively use free online bill pay, electronic statements, 15 purchases using Absolute Checking Visa Check Card |
| Peoples Bank Rates as of Nov. 6th | Tennessee | 3.91% | up to $25,000 | Interest Reward Checking - 10 debit card transactions, electronic statements, at least one direct deposit or ACH auto debit |
| MidwestOne Bank Rates as of Nov. 4th | Iowa | 3.90% | up to $25,000 | Power Checking - 10 debit card transactions, electronic statements, at least one direct deposit or auto ACH debit |
| Westbury Bank Rates as of Nov. 6th | Wisconsin | 3.75% | up to $50,000 | Ideal Checking - 10 debit card transactions, electronic statements, at least one direct deposit. Wisconsin residents only |
| Community First National Bank Rates as of Nov. 4th | Missouri, Arkansas | 3.75% | up to $25,000 | Free Reward Checking - 10 debit card transactions, electronic statements, at least one direct deposit or auto ACH debit |
| Community West Bank Rates as of Nov. 4th | California | 3.75% | up to $25,000 | Great Rate Checking - 10 debit card transactions, electronic statements, at least one direct deposit. |
| Farmers State Bank Rates as of Nov. 4th | Minnesota | 3.51% | up to $25,000 | 10 Shazam Check Card purchases (ATM withdrawals do not qualify), 1 automatic payment/transfer or direct deposit, access online banking, e-Statements |
| Liberty Bank Rates as of Nov. 4th | Illinois | 3.51% | up to $25,000 | eSmart Checking - 15 debit card purchases, 1 direct deposit or automatic withdrawal, 1 bill pay, electronic statements |
| Heritage Community Bank Rates as of Nov. 4th | 3.51% | up to $0 | 10 debit card transactions, electronic statements, at least one direct deposit or auto ACH debit, access online banking | |
| Bank of Ripley Rates as of Nov. 4th | Tennessee | 3.51% | up to $25,000 | Reward Checking - 10 Debit Card transactions, receive electronic statements, access Online Banking |
| 1st National Bank Rates as of Nov. 4th | Wisconsin | 3.51% | up to $25,000 | 10 check card transactions, electronic statements, at least one direct deposit or auto ACH payment monthly |
| First East Side Savings Bank Rates as of Nov. 6th | Florida | 3.51% | up to $25,000 | Reward Checking - 10 debit card transactions, 1 direct deposit and electronic statements |
| First Robinson Savings Bank Rates as of Nov. 4th | Indiana, Illinois | 3.51% | up to $25,000 | Kasasa Cash - 10 debit card transactions, electronic statements, 1 online bill payment or 3rd party electronic payment. Account available in Illinois and Indiana market area. |
| Sutton Bank Rates as of Nov. 6th | Ohio | 3.51% | up to $25,000 | 11 check card transactions, 1 direct deposit or ACH auto-debit, electronic statements |
| Bank of Idaho Rates as of Nov. 4th | Idaho | 3.51% | up to $25,000 | 10 debit card transactions, electronic statements, 1 direct deposit or ACH auto debit, Idaho market area only |
| Citizens Bank Minnesota Rates as of Nov. 4th | Minnesota | 3.51% | up to $25,000 | 10 check card transactions, receive electronic statements, at least one direct deposit or one automatic payment |
| Reliant Bank Rates as of Nov. 6th | Tennessee | 3.51% | up to $50,000 | Clearly Better Rewards Checking - 10 debit card transactions (excluding ATM withdrawals), 3 bill pay transactions, access online banking, 1 deposit or ACH debit, electronic statements |
| Bank of Fayetteville Rates as of Nov. 4th | Arkansas | 3.50% | up to $50,000 | Smart Checking - 10 VISA check card transactions, electronic statements, 1 direct deposit or ACH payment, sign on to online banking |
| M&F Bank Rates as of Nov. 4th | Mississippi, Tennessee, Alabama, Florida | 3.50% | up to $0 | Summit Checking - 12 debit card transactions, electronic statements, at least one direct deposit or auto ACH debit, log-in to online banking at least once |
| First Arkansas Bank & Trust Rates as of Nov. 4th | Arkansas | 3.50% | up to $50,000 | Kasasa Cash - 10 debit card transactions, electronic statements, 1 direct deposit, auto ACH debit, or online bill payment, 1 log-in to online banking. Arkansas residents only. |
| The Provident Bank Rates as of Nov. 6th | New Jersey | 3.26% | up to $25,000 | Free Smart Checking - 10 POS purchases, 1 direct deposit or 1 automatic ACH debit, electronic statements |
| Butler Bank Rates as of Nov. 4th | Massachusetts | 3.25% | up to $40,000 | Free Advantage Checking - 10 debit card purchases, 1 direct deposit or ACH debit, eStatements with online banking |
| Legence Bank Rates as of Nov. 4th | Indiana, Illinois | 3.25% | up to $25,000 | Kasasa Checking Account - 10 POS debit card transactions, electronic statements, one direct deposit / online bill payment or ACH auto debit, access online banking. Serving Southern Illinois and Evansville, Indiana Area. |
| Marlborough Co-Operative, A Division of Butler Bank Rates as of Nov. 4th | Massachusetts | 3.25% | up to $40,000 | Free Advantage Checking - monthly requirements: 10 debit card purchases, at least one direct deposit or ACH debit, receive eStatements with online banking |
| Monroe Bank and Trust Rates as of Nov. 4th | Michigan | 3.01% | up to $25,000 | Performance Checking - 15 debit card transactions, electronic statements, receive e-mail reminders, at least one direct deposit of a payroll check or retirement check |
| Community Bank of Pleasant Hill Rates as of Nov. 4th | Missouri | 3.01% | up to $25,000 | 10 POS debit card transactions, have at least one ACH direct deposit or ACH auto debit, receive electronic statements, |
| Haverhill Bank Rates as of Nov. 4th | Massachusetts | 3.01% | up to $50,000 | 10 debit card transactions, electronic statements, at least one direct deposit or ACH auto debit. You must maintain an online account with a current e-mail address. |
| Premier Bank Rates as of Nov. 6th | Florida | 3.01% | up to $50,000 | Super Interest Checking - 12 check card transactions, electronic statements, one direct deposit or pre-authorized electronic payment |
| State National Bank of Texas Rates as of Nov. 6th | Texas | 3.01% | up to $100,000 | 15 Visa Check Card purchases, 1 ACH direct deposit or debit, electronic statements, 1 online bill payment |
| Legacy Bank Rates as of Nov. 6th | Oklahoma | 3.00% | up to $50,000 | Win/Win Checking - 12 check card transactions, $100 opening deposit, electronic statements, sign up for direct deposit |
| Clinton Savings Bank Rates as of Nov. 4th | Massachusetts | 2.76% | up to $49,999 | Total Access Checking - 10 debit card transactions, electronic statements, at least one direct deposit or auto ACH debit. Market area Central Massachusetts. |
| Rollstone Bank and Trust Rates as of Nov. 6th | Massachusetts | 2.75% | up to $100,000 | All-In-One Checking - 10 debit card transactions, receive electronic statements, direct deposit either payroll, pension, or social security payments |
| Bank of Illinois Rates as of Nov. 4th | Illinois | 2.75% | up to $25,000 | VIP Elite Checking - 10 check card transactions, electronic statements, 1 direct deposit or recurring ACH |
| Southbridge Savings Bank Rates as of Nov. 6th | Massachusetts | 2.75% | up to $50,000 | Key Rewards checking - 10 debit card POS transactions, electronic statements, at least one direct deposit or ACH auto debit |
| BankNewport Rates as of Nov. 4th | Rhode Island | 2.51% | up to $100,000 | Go Checking - 12 debit card transactions, electronic statements, 1 direct deposit or auto ACH debit. For residents of Rhode Island and Southeastern Massachusetts only. |
| State Bank of Toledo Rates as of Nov. 6th | Ohio | 2.51% | up to $70,000 | Hometown Reward Checking - 10 debit card transactions, electronic statements, at least one direct deposit |
| NewPortFed Rates as of Nov. 4th | Rhode Island | 2.50% | up to $50,000 | eLoop Checking - 10 check card transactions, electronic statements, access online banking at least once, at least one for direct deposit or ACH |
| Home State Bank Rates as of Nov. 4th | Colorado | 2.34% | up to $25,000 | 10 debit card transactions, electronic statements, at least one direct deposit |
| North Middlesex Savings Bank Rates as of Nov. 4th | Massachusetts | 2.28% | up to $50,000 | Max Checking - 12 debit card transactions, electronic statements, 1 direct deposit. Must live within market area to open an account. |
| Nevada State Bank Rates as of Nov. 4th | Nevada | 2.25% | up to $25,000 | Monthly requirements:10 signature based debit card transactions, 1 direct deposit, Online Banking, eStatements |
| Bank of Hiawassee Rates as of Nov. 4th | Open to all states | 1.85% | up to $99,999 | 10 debit card transactions, electronic statements, at least one direct deposit, at least one online bill payment |
| Bank of Blairsville Rates as of Nov. 4th | Open to all states | 1.85% | up to $99,999 | 10 debit card transactions, electronic statements, at least one direct deposit, at least one online bill payment |
| Bank of Blue Ridge Rates as of Nov. 4th | Open to all states | 1.85% | up to $99,999 | 10 debit card transactions, electronic statements, at least one direct deposit, at least one online bill payment |
| Charter Bank Rates as of Nov. 4th | New Mexico | 1.25% | up to $25,000 | Turbo Checking - 10 check card transactions, electronic statements, at least one direct deposit, access online activity at least once |
Best Checking Accounts found by users like you
Have you been able to find even better Checking rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the Checking, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
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25 Responses to "Best Checking Accounts found by users like you"
| 1 | Midav says on September 10, 2009 (Newton, MA) Farmers Bank and Trust requires personal visit to one of their branches. |
| 2 | R.W.Sewell says on September 04, 2009 (, AL) Look at this bank checking program, 5.01% at Community Bank of Pickens County, Georgia. there web site: http://www.cbopc.com |
| 3 | S. E . Wallace says on September 01, 2009 (Flippin, AR) Everbank online FDIC 2.51 for first 3 mos |
| 4 | Dee Dlscha says on September 01, 2009 (san francisco, CA) FYI Kansas State Bank requires signing documents IN PERSON. They do not mail out documents for you to sign |
| 5 | Dee Dlscha says on September 01, 2009 (San Francisco, CA) FYI: Southeast National Bank as of today, September 1, 2009, has a 4.01 % rate for their rewards checking. Also, people outside their service area (Illinois & Iowa) are not allowed to open accounts. |
| 6 | Chana Lambertz says on August 30, 2009 (Yankton, SD) Easygrow checking 4.01 apy. |
| 7 | tom ramsey says on August 24, 2009 (denver, CO) liberty bank |
| 8 | james says on August 11, 2009 (goleta, CA) Bank of america has 0.9% |
| 9 | L Costilow says on August 10, 2009 (Phoenix, AZ) Bank 1440, Phoenix, AZ Ask for Tanja. The rate as of today for up to $25,000, ten debit transactions, on line viewing of account and one direct deposit is 5.01% . Pretty good I'd say. |
| 10 | Sharon Mead says on August 10, 2009 (Las Cruces, NM) First American Bank, First Rewards Checking, 5.00% APY up to $25,000 0.20 over $25,000 0.15% if requirements are not met, 1 DD or ACH Credit, 12 debit card purchases, sign up for e-statements, free bill pay, account must be opened at the branch. 11 locations through out southern NM. |
| 11 | Ryan says on August 04, 2009 (Raleigh, NC) Capital Bank of Raleigh NC, www.capitalbank-nc.com has a high interest checking account that yields 4.01% APY on balances up to $25k. Great folks to work with and convenient locations. Free online banking with billpay is provided also. |
| 12 | Brad Moore says on July 23, 2009 (Dallas, TX) ViewPoint Bank Absolute Checking APY 4.00% ($0 - $50k) APY 2.00% ($50k - $100k) $100 to Open No Minimum for Interest No Monthly Fee Conditions: Sign up for direct deposit OR actively use free online bill-pay Receive your monthly bank statement and notices on your account electronically Use your Absolute Checking Visa Check Card at least 15 times per month for purchases Apply Online: http://www.viewpointbank.com/home/personal/checking/absolutechecking |
| 13 | Michael says on July 13, 2009 (Concord, AR) FAB&T Nearest Location - Concord, AR Show Locations Map data ©2009 Tele Atlas - Terms of Use Kasasa Cash Insured by FDIC up to $100,000 With Kasasa Cash, a free, high-interest checking account from FAB&T, you earn the rewards (see info below) when you meet the simple monthly qualification criteria. If you do not meet the qualifications during the month, don't worry. You will not receive the Rewards for that month, but you will earn the Base Rate (listed on the right) on your entire free checking account balance. Plus, you can try again the next month to earn the Rewards! Rewards * 4.44% APY* paid on the portion of the balance below $50,000 * 1.00% APY* paid on the portion of the balance above $50,000 * Reimburses all ATM fees worldwide * All accounts automatically qualify for the first cycle Monthly† Qualifications to Receive Rewards * Minimum of 10 debit card purchases (ATM usage does not count toward the 10 purchases) * 1 Automatic Payment, Bill Pay transfer, or Direct Deposit transfer * Receive your monthly account statement electronically * Sign in to your online banking account at least once Other Features * Free Checking * No Minimum Balance * Free Visa Check and Debit Card * Free Online Banking * Free Online Bill Pay About FAB&T First Arkansas Bank & Trust is a family owned, full service financial institution headquartered in Jacksonville, AR. We have 28 banking centers located throughout Central and North Central Arkansas. We also have a full service mortgage company, trust division and associated investment consultants. * Open Now * Bonus Rate 4.44 % APY* paid on the portion of the balance below $50,000 if qualifications are met * Second Tier Rate 1.00 % APY* paid on the portion of the balance above $50,000 if qualifications are met * Base Rate 0.05 % APY* paid on entire balance if qualifications not met * ATM Reimburses all ATM fees worldwide if qualifications are met **** SIGN UP ONLINE**** Then debit card through the mail. |
| 14 | Marissa says on July 10, 2009 (Riverside, CA) Bank of the Sierra in California has a Rewards Checking program with an interest rate of 4.51%; $50 to open, 12 check card transaction, estatements, one bill pay, direct deposit or ACH payment |
| 15 | Michael Clanton says on July 08, 2009 (Niles, MI) United Federal Credit Union www.unitedfcu.com (St. Joseph, Michigan with branches throughout southwestern lower Michigan as well as in Ohio, Arkansas, and North Carolina),-Interest Plus Checking earns 6.01% on the first $25,000 and free ATMs nationwide. Must meet several conditions (ie: 10 signature-based debits per month, either a direct deposit or ACH withdrawal monthly, and online statements. Also, must meet membership requirements of credit union). |
| 16 | mary says on July 06, 2009 (greenbelt, MD) I read about a bank that is paying 6% interest on checking - but i can't remember where I read it. ' It is online and i Probably read it in US News and World Reports or AARP newsletter ( not the magazine). |
| 17 | Beverly says on July 06, 2009 (East Amherst, NY) Forum CU in Indianopolis. Rewards Checking, int rate variable 3.75% July 3,'09. Direct Deposit $50.00 per month deposit, 10 signature based debit card transactions each month that post that month. Must use e-statements. Out of town, can open if have relatives there. no min bal, free bill payand more. |
| 18 | Charles Weber says on July 04, 2009 (Nashville, TN) Try RELIANT BANK in Franklin, Tennessee. "Clearly Better Rewards Checking" APY 4.01% Must meet several requirements each month: * ten debit card transactions * three bill pay transactions * One deposit ie ACH debit * Other minor requirements Great bank, great benefits and GREAT People |
| 19 | steve schexnayder says on June 30, 2009 (baton rouge, LA) Neighbors Federal Credit Union Pays 4.51% on first $25000 then 1.01% anything over. http://www.neighborsfcu.org/services/rewardchecking.htm |
| 20 | Farmers State Bank says on June 26, 2009 (Albert Lea, MN) Pays 3.51% on first $25000 then 1.01% anything over. Requirements are online statements, 10 debit card transactions/month with @ least once / month check on line balance . If conditions not met then only earn .1% for the month. |
| 21 | Martha Smith says on June 26, 2009 (Anderson, SC) Are there any Kasasa banks in my area? If so, where? |
| 22 | maria says on June 25, 2009 (nassau, NY) online checking account iGObanking.com 1% apy min $1 deposit no min bal requirement no required transactions see igobanking.com for full info |
| 23 | mike thompson says on June 24, 2009 (charlotte, NC) north carolina bank and trust 4.25%, http://www.ncbtonline.com/madmoney/ To stay at 4.25% APY*, the monthly requirements are simple and easy: * - Receive eStatements * - Use your VISA® Debit Card a minimum of 10 times (non-ATM transactions) * - At least one Direct Deposit or Automatic Draft** |
| 24 | Jeff Bacso says on June 22, 2009 (Dayton, OH) Interest rate: 4.0% (up to $25K), 10 monthly transactions, any combo of 2 ach deposits or online bill payments, e-statement. Go to firstdayfcu.org for full details. |
| 25 | Wes says on June 18, 2009 (Louisville, KY) Park Community Federal Credit Union HI Checking: 3.26%APY Terms: At least 1 monthly direct deposit. 12 monthly signature-based debit card transactions. Receive eStatements. No minimum balance. 3.26%APY earned on balances between $0.01 and $24,999.99 Not meeting the requirements and all funds in excess of $24,999.99 will earn a base rate interest of 0.25%APY |
