Find the Best Savings Accounts

Compare savings account rates and money market account rates in a table below. We regularly monitor rates from over 200 banks and show the highest savings account and money market account rates. Bank money market and savings accounts are FDIC-insured up to $250,000 per depositor.

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Type Rate APY Min. To Earn APY Details

  • MMA

  • 1.74%

  • 1.75%

  • $2,500
    • Earn more interest in a Discover Bank Money Market Account.
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  • Rates as of Jun. 30th
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  • FDIC insured


  • MMA

  • 1.75%

  • 1.76%

  • $2,500
    • FDIC insured. Open an account online or by phone!
      Call Now

  • Rates as of Jul. 3rd
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  • FDIC insured

TypeRateAPYMin. To Earn APYDetails
MMA3.01%$0New Accounts 3.01% for the first 3 months, 2.15% First Year APY for account balance $50K or less
Savings2.76%$0RateBuilder Savings - New money only, 2.76% APY is a 30-day introductory rate, then reverts to rate tiers. No more than six withdrawals or transfers per month.
Savings2.75%$25
Savings2.50%$10,000Direct Super Savings Internet Special - 2.50% for three months!
Savings2.27%2.30%$100,000
Savings2.25%2.28%$100,000From CentennialBank.com
MMA2.25%2.28%$750,000
MMA2.25%$30,000NJ New Client Special Money Market Maximizer 2.25% Bonus Rate for 3 months on balances over $30,000 to $100,000. Apply online or by mail, offer not available at branches.
MMA2.25%2.25%$100,000
Savings2.25%$0Effective May 1, 2009 available to Georgia residents only. High Yield Online Savings Account.
MMA2.22%2.24%$250,000
Savings2.13%2.15%$10,000
MMA2.08%2.10%$25,000BankUSA Platinum Money Market
Savings2.04%2.06%$2,500Open your account online. New money only. High and Mighty Savings
Savings2.04%2.06%$0High Yield Savings.
MMA2.04%2.06%$250,000FDIC insured. Open an account online or by phone!
MMA2.03%2.05%$25,000Investor Personal Money Market accounts require $25,000 in New Money to open.
MMA2.05%$0Direct Wealth Money Market
Savings2.05%$1Online Savings
Savings2.02%2.03%$100Goldwater Savings
Savings2.00%2.02%$50,000From CentennialBank.com
Savings2.00%2.02%$0SMART Savings Account
MMA2.00%2.02%$100,000Hi-Rate Money Market - Out of state customers are welcome to open money market accounts.
MMA2.00%2.02%$100,000
Savings2.01%$0$500 minimum opening balance requirement.
MMA1.98%2.00%$10,000
MMA1.98%2.00%$100,000ePremier Money Market
Savings1.98%2.00%$1US Savings - 6 pre-authorized transfers are premitted per cycle period, ATM card access is available for this account
Savings2.00%$1High Yield Savings.
MMA1.98%2.00%$100,000
MMA1.98%2.00%$0E-Money Market
Savings1.98%2.00%$0Online Savings - Free online transactions, no monthly fees, no minimums
Savings1.99%2.00%$0Online Savings Account. Account can only be held in individual or joint ownership. Up to 6 preauthorized transfers from your Online Savings Account per statement cycle.
Savings2.00%$1
MMA1.98%2.00%$95,000
Savings1.98%2.00%$1
MMA2.00%$1Offering online banking services across the country
MMA1.98%2.00%$10,000Ultimate Money Market - $0.01 and over to obtain APY
MMA2.00%$25,000Cornerstone Money Market Promotion applies to new money only. The promotional rate is guaranteed for 180 days before adjusting to the then current rate on the Cornerstone Money Market account. Must maintain a balance of $50,000.00 or above in the account during the 180 day period to earn interest. If account is closed within 6s, a $50 account closing fee will apply. Activity restrictions apply.
MMA1.94%1.96%$100,000FDIC insured. Open an account online or by phone!
Savings1.93%1.95%$1,000UMB Direct Savings Account
Savings1.93%1.95%$1Online savings. Rate for balances up to $249,999
Savings1.95%$3,000Direct Savings Internet
MMA1.89%1.91%$0iGOmoneymarket
MMA1.89%1.91%$50,000FDIC insured. Open an account online or by phone!
Savings1.89%1.91%$1Online Savings - iGOsavings
MMA1.90%$1,000
MMA1.88%1.90%$100,000
MMA1.90%$50,000Platinum Money Market Checking
Savings1.90%$1
MMA1.85%1.87%$100,000eMoney Market online account
Savings1.85%1.87%$1,000Internet Savings.
MMA1.85%1.87%$0Internet Money Market.
MMA1.81%1.83%$100,000
MMA1.78%1.80%$0
Savings1.79%$1Online Savings Rates
MMA1.75%1.77%$50,000
MMA1.74%1.76%$1,000
Savings1.76%$500Account only available for California state residents. Internet Savings.
MMA1.75%1.76%$50,000
Savings1.76%$10,000
Savings1.73%1.75%$10,000Online Savings
MMA1.73%1.75%$50,000
Savings1.75%$0Premier Savings - Daily Balance under $35,000
MMA1.74%1.75%$0
MMA1.74%1.75%$125,000
Savings1.74%1.75%$75,000Money Market Saver V
Savings1.75%$1Green Savings
MMA1.74%1.75%$25,000
Savings1.71%1.72%$500Rate available with balances from $500.00 up to $24,999.99
MMA1.70%1.71%$50,000eMoney Market online account
MMA1.69%1.70%$0
MMA1.69%1.70%$2,500Rate available with balances from $2500.00 up to $24,999.99
MMA1.69%$1Online MM Rate
MMA1.65%1.66%$95,000Premium Money Market
MMA1.64%1.65%$20,000Money Market Savings Special (including IRAs)
MMA1.63%1.64%$50,000
MMA1.59%1.60%$0Money Market checking
Savings1.60%$1,000High-yield personal savings account. Limited time 3 month promotional rate, for new money only.
MMA1.59%1.60%$50,000Pot o' Gold Money Market Account
Savings1.59%1.60%$1,000Premium Savings
MMA1.59%1.60%$75,000Rewards MMA Passbook
Savings1.55%1.56%$100,000To qualify for a Savings Plus account, customers must make regular monthly deposits into their savings account of at least $100.
MMA1.54%1.55%$10,000Pot o' Gold Money Market Account
MMA1.55%$1
Savings1.55%$1
Savings1.55%$0Online Savings Account
MMA1.54%1.55%$75,000
MMA1.50%1.53%$50,000
Savings1.52%1.53%$50,000iSavings account
Savings1.50%1.51%$50,000To qualify for a Savings Plus account, customers must make regular monthly deposits into their savings account of at least $100.
Savings1.51%$3,000eSavings - Apply online or by mail, offer not available at branches. New client offer $50 bonus after 90 days with minimum monthly balance of $3000 for 90 days.
Savings1.51%1.51%$1,000UNITY GOLD E-Savings
MMA1.50%1.51%$25,000eMoney Market online account
MMA1.49%1.50%$75,000
MMA1.49%1.50%$100,000
MMA1.49%1.50%$25,000
Savings1.50%$1Orange Savings Account
Savings1.49%1.50%$1Anytime Online Savings Account
MMA1.50%1.50%$25,000
MMA1.49%1.50%$10,000
MMA1.49%1.50%$250,000Premium Money Market Savings
Savings1.48%1.50%$50,000savingslink account - open online only
Savings1.49%1.50%$1,000Heritage Direct Savings. (Located in MN)
MMA1.49%1.50%$50,000
Savings1.49%1.50%$1
MMA1.49%1.50%$75,000
MMA1.49%1.50%$1,000
MMA1.50%$100Ultimate Money Account
Savings1.49%1.50%$25,000Green Day Savings
Savings1.50%$1Online Savings Account
Savings1.49%1.50%$100Green Day Savings
MMA1.49%1.50%$10,000
MMA1.49%1.50%$2,500
MMA1.45%1.46%$250,000
Savings1.45%1.46%$25,000To qualify for a Savings Plus account, customers must make regular monthly deposits into their savings account of at least $100.
MMA1.44%1.45%$100,000
MMA1.42%1.43%$25,000
Savings1.43%$1wise-choice Savings - Online Savings. (Located in Washington)
MMA1.40%1.41%$50,000Premium Money Market
Savings1.40%1.41%$10,000To qualify for a Savings Plus account, customers must make regular monthly deposits into their savings account of at least $100.
Savings1.39%1.40%$25,000
Savings1.40%$20,000Account is not available to California residents.
MMA1.39%1.40%$1Rates not available to consumers in the following states: AK, CO, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT or WA. Contact bank to see what rates are available in your area. Not all accounts available in all states.
MMA1.39%1.40%$75,000
Savings1.39%1.40%$10,000savingslink account - open online only
MMA1.39%1.40%$1High Yield Money Market - APY applies to account balances of $0.01 - $4,999.99
Savings1.40%$1Ultimate Savings Account
Savings1.40%$20,000Anywhere Savings Online. Accounts are not available to California residents.
Savings1.35%1.36%$100,000
MMA1.34%1.35%$100,000
Savings1.34%1.35%$5,000To qualify for a Savings Plus account, customers must make regular monthly deposits into their savings account of at least $100.
Savings1.28%1.29%$10,000iSavings account
MMA1.25%1.28%$25,000
MMA1.24%1.25%$100,000eMoney Market
MMA1.24%1.25%$1
MMA1.25%$75,000Money Market Savings with Premier Checking
Savings1.24%1.25%$1e-Savings Account
MMA1.24%1.25%$25,000
MMA1.20%1.21%$100,000
MMA1.20%1.21%$250,000Gold Money Market Account.
MMA1.20%1.21%$100,000
Savings1.20%1.21%$50,000
MMA1.20%1.21%$1,000,000Gold Money Market Account.
Savings1.19%1.20%$100Introductory rate. Guaranteed by bank for 90 days.
MMA1.19%1.20%$1
MMA1.17%1.18%$50,000Located in Arizona. Final paperwork needs to be signed in a branch before account can be opened.
MMA1.16%1.17%$2,500iMoney Market Checking. Apply Online.
MMA1.15%1.16%$25,000Premium Money Market
Savings1.14%1.15%$0
MMA1.14%1.15%$15,000
MMA1.10%1.12%$50,000Investor Money Market.
MMA1.10%1.11%$100,000Gold Money Market Account.
MMA1.10%1.11%$7,500
Savings1.10%1.10%$25,000
MMA1.05%1.06%$50,000Rate pertains to accounts opened via the internet only
MMA1.04%1.05%$50,000Jumbo Money Market Account
Savings1.01%$0e-Savings. Must open account online or by phone.
Savings1.00%$25,000
Savings1.00%1.00%$0
MMA1.00%1.00%$10,000
Savings1.00%1.00%$1,000
Savings1.00%1.00%$1eSavings
MMA1.00%$25,000
Savings0.95%0.95%$200,000
Savings0.95%0.95%$100,000
MMA0.90%$10,000
Savings0.90%$10,000
MMA0.90%0.90%$5,000Premium Money Market
MMA0.85%0.85%$20,000Gold Money Market Account.
MMA0.75%0.75%$2,500
MMA0.50%0.50%$1,000Liberty Checking
MMA0.00%$0Minimum Deposit: If you have no other ABC accounts, the minimum opening deposit amount is $2,500. Persons who have ABC accounts may open an account with a minimum of $1,000.
MMA0.00%$0Annual Percentage Yield is accurate as of March 05, 2009 . Rate may change after account is opened. $25,000 minimum balance to open account. Fees could reduce earnings on this account.
Savings0.00%$0
MMA0.00%$0Premium Money Market
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Best money market and savings account rates found by users like you

Have you been able to find even better money market and savings rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, term of the accout, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!

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4 Responses to "Best money market and savings account rates found by users like you"

1Farmers State Bank says on June 26, 2009
(Albert Lea, MN)

3.51% on firsst $25000 in checking then 1.01% after. Requires electronic banking w/ 10 debit card purchases and once/month check account on line w/ online statements. Website www.farmersstatebankmn.com

2Sam says on June 25, 2009
(Atlanta, GA)

amtrustdirect.com still has 2% on their Premium e-MMA

3Carolyn McCance says on June 24, 2009
(Scurry, TX)

SmartyPig has an online savings account program that pays 2.75% with FDIC coverage

4JEANNE SHIELDS says on June 23, 2009
(IRWIN, PA)

LOOKING FOR A SAFE PLACE TO INVEST $50,000.

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