Find the Best Savings Accounts

Compare savings account rates and money market account rates in a table below. We regularly monitor rates from over 200 banks and show the highest savings account and money market account rates. Bank money market and savings accounts are FDIC-insured up to $250,000 per depositor.

Start Your Search: Change the amount to see more savings account rates.







Type Rate APY Min. To Earn APY Details
  • Savings
  • 1.54%
  • 1.55%
  • $0
    • No monthly fees. No minimum balance. Member FDIC
      Call Now

  • Rates as of Nov. 6th
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  • FDIC insured

  • MMA
  • 1.49%
  • 1.50%
  • $10,000
    • FDIC insured. Open an account online or by phone!
      Call Now

  • Rates as of Nov. 6th
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  • FDIC insured

  • Savings
  • 1.29%
  • 1.30%
  • $10,000
    • Save your money with ING DIRECT. High Interest. No Fees. No Minimums.



  • Rates as of Nov. 6th
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  • FDIC insured

 

  • Rates as of Nov. 6th
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  • FDIC insured

 

  • Rates as of Nov. 6th
  • See More
  • FDIC insured

TypeRateAPYMin. To Earn APYDetails
Savings2.75%$10Simply Save Account - must make $50 deposit in person during each interest cycle, balances up to $10,000 earn APY, must live within market area to open an account.
Savings2.47%2.50%$2,500Momentum Savings and Checking - APY on savings for balances up to $49,999.99. Savings and checking combination. Checking account no minimum to open, 8 checking transactions, $100 auto transfer from checking to savings, electronic statements. Rate may vary by location.
Savings2.26%$0RateBuilder Savings - New money only, 2.26% APY is a 30-day introductory rate, then reverts to rate tiers. No more than six withdrawals or transfers per month.
Savings2.25%$1Online Account - At some point on November 6, 2009 SFGI Direct will be not be accepting any more new clients for this account, at the time of this posting they are still accepting new clients
MMA2.25%$30,000Money Market Maximizer - 2.25% for 3 months, 1.51% APY thereafter. Must maintain $30,000 balance for 90 days. New NJ customers only.
Savings2.10%$50,000High Yield Savings - Rate Tier $50,000 earns rate disclosed. Account closed within 90 days charged a fee. Local funds only, contact retail offices in Ohio.
Savings2.00%2.02%$0SMART Savings Account - for young adults 18 yrs or younger
Savings2.01%$25
Savings2.00%$10,000Direct Super Savings Internet Special - 2.00% APY for three months, 1.85% thereafter
MMA1.99%2.00%$50,000Serving Central New York area
Savings1.95%$1Online High-Yield Savings Account
MMA1.84%1.85%$100,000
Savings1.85%$3,000Direct Savings Internet
Savings1.79%1.80%$10,000
MMA1.75%1.77%$750,000Super Money Market Account
MMA1.74%1.75%$100,000Hi-Rate Money Market (Personal) - Limited to Georgia customers only
MMA1.74%1.75%$0
Savings1.75%$5,000e-Savings - if balance falls below $5000 account subject to monthly fee. Open account online.
MMA1.73%1.75%$100,000
MMA1.75%$25,000Cornerstone Money Market
Savings1.75%$1High Yield Online Savings Account - Available to Georgia residents and existing Darby Direct customers only.
MMA1.73%1.75%$50,000
Savings1.74%1.75%$1Online savings - Rate for balances up to $249,999
Savings1.73%1.75%$1Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle
Savings1.73%1.75%$0High Yield Savings - Withdrawal limits apply
MMA1.70%1.71%$100,000eMoney Market online account
Savings1.69%1.70%$2,500Certificate Savings - hybrid savings and certificate account, one time withdrawal per quarter without penalty, transaction limitations, account limited to local New York market area
Savings1.70%$0InterestPlus Online Savings - 10% bonus on interest earned with $15,000 monthly balance or active Capital One credit card in good standing, transaction limitations, contact bank for details.
MMA1.69%1.70%$250,000High Yield Money Market - FDIC insured. Open an account online or by phone!
MMA1.69%1.70%$1Money Market Savings Account
Savings1.69%1.70%$1US Savings - 6 pre-authorized transfers premitted per cycle
MMA1.65%1.66%$95,000Savings - Premium Money Market
Savings1.65%$1
MMA1.64%1.65%$100,000
MMA1.65%$1Offering online banking services across the country
Savings1.64%1.65%$1Advantage Savings - Limited Bill Payment service access, account has withdrawal limitations
Savings1.64%1.65%$2,500High and Mighty Savings - Open account online, new money only
MMA1.60%1.61%$50,000eMoney Market online account
MMA1.59%1.60%$75,000Prime Rewards MMA Passbook
Savings1.60%$1
Savings1.59%1.60%$75,000Green Day Savings
MMA1.59%1.60%$100,000High Yield Money Market - FDIC insured. Open an account online or by phone!
Savings1.59%1.60%$10,000Online Savings
MMA1.59%1.60%$50,000Pot o' Gold Money Market Account
MMA1.60%$1,000
MMA1.55%1.56%$1,000
Savings1.55%$1
Savings1.54%1.55%$500Rate available with balances from $500.00 up to $24,999.99
MMA1.54%1.55%$2,500Rate available with balances from $2500.00 up to $24,999.99
Savings1.55%$100,000eOneSavings - Online applicants only, who do not have existing deposit accounts with Salem Five.
Savings1.54%1.55%$0Online Savings - Free online transactions, no monthly fees, no minimums
MMA1.54%1.55%$50,000High Yield Money Market - FDIC insured. Open an account online or by phone!
MMA1.54%1.55%$0Money Market Savings Account
Savings1.51%1.52%$100Goldwater Savings
Savings1.51%$10,000WTDirect Savings Account
MMA1.50%1.51%$0New Account bonus rate 2.51% for the first 3 months, 1.77% First Year APY for account balance $50K or less
MMA1.50%1.51%$100,000Super Money Market Account
MMA1.50%1.51%$25,000eMoney Market online account
MMA1.50%$0Direct Wealth Money Market
MMA1.49%1.50%$10,000High Yield Money Market - FDIC insured. Open an account online or by phone!
MMA1.49%1.50%$25,000
Savings1.50%$25,000High Yield Savings Account
Savings1.50%$1Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online
Savings1.49%1.50%$100,000Savings Plus, customers must make regular monthly deposits into their savings account of at least $100
MMA1.49%1.50%$125,000Tiered Money Market
Savings1.49%1.50%$100,000
MMA1.49%1.50%$50,000Money Market Savings - Rate earned on balances up to $99,999.99
Savings1.50%$10,000Elite Savings - Tiered interest rates. Rate may vary by location. Market area from Maine to Florida.
MMA1.49%1.50%$40,000Personal Money Market Account - limited transfers and check writing, rates may vary by location
MMA1.50%$25,000Limited check writing privileges
Savings1.49%1.50%$10,000Online Savings Account - online only, must have a Bank of the West checking account
MMA1.49%1.50%$10,000
MMA1.49%1.50%$25,000Investor Money Market accounts require $25,000 in New Money to open.
MMA1.49%1.50%$125,000Tiered Money Market
MMA1.49%1.50%$50,000
Savings1.49%1.50%$1,000UMB Direct Savings Account
MMA1.49%$1Online MM Rate
MMA1.45%1.46%$250,000
Savings1.44%1.45%$5,000Savings Plus, customers must make regular monthly deposits into their savings account of at least $100
Savings1.44%1.45%$50,000Savings Plus, customers must make regular monthly deposits into their savings account of at least $100
Savings1.44%1.45%$25,000Savings Plus, customers must make regular monthly deposits into their savings account of at least $100
MMA1.44%1.45%$100,000StarLight Money Market
Savings1.44%1.45%$10,000Savings Plus, customers must make regular monthly deposits into their savings account of at least $100
Savings1.40%1.41%$1Online Savings - High Interest Savings iGOSavings APY is in effect as of 10/30/09
MMA1.40%1.41%$0iGOmoneymarket
MMA1.40%1.41%$50,000Savings - Premium Money Market
MMA1.40%$1Premier Money Market Account
MMA1.39%1.40%$100,000E-Money Market
MMA1.39%1.40%$75,000StarLight Money Market
MMA1.39%1.40%$10,000E-Money Market
Savings1.40%$20,000Not available to California residents.
MMA1.39%1.40%$75,000Money Market Saver V
Savings1.38%$1Online Savings Rates
MMA1.35%1.36%$100,000
Savings1.35%1.36%$100,000Advantage Savings Account
Savings1.34%1.35%$1,000Internet Savings
MMA1.34%1.35%$2,500Internet Money Market
MMA1.34%1.35%$75,000Super Money Market - Account only available in California
Savings1.35%$1Online Savings - No monthly fees and no minimums, other than $1 minimum deposit.
MMA1.33%1.34%$100,000iMoney Market Checking. Apply Online.
Savings1.31%$3,000eSavings - Apply online or by mail, offer not available at branches. New client offer $50 bonus after 90 days with minimum monthly balance of $3000 for 90 days. Offer good for NJ customers only.
MMA1.30%1.30%$100,000UNITY GOLD E-Money Market - Available Online only
Savings1.30%$1Orange Savings Account
Savings1.30%$1AmericanDream Savings Account
MMA1.29%1.30%$250,000
MMA1.25%1.28%$50,000Regular Money Market
Savings1.26%$500Internet Savings - California only
MMA1.25%1.26%$50,000Super Money Market Account
MMA1.25%$100,000Tiered interest rates, APY for balances up to 1,999,999. Rate may vary by location, market areas FL, NY, MA, NJ, VT
MMA1.25%$10,000Limited check writing privileges
MMA1.24%1.25%$1,000Pot o' Gold Money Market Account
MMA1.24%1.25%$75,000Tiered Money Market
Savings1.25%$10,000High Yield Savings Account
MMA1.24%1.25%$95,000Private MMDA
MMA1.24%1.25%$75,000Tiered Money Market
Savings1.25%$0Premier Savings - APY on balances up to $35,000
Savings1.24%1.25%$100Green Day Savings
Savings1.24%1.25%$1Anytime Online Savings Account
MMA1.25%1.25%$25,000
MMA1.25%$75,000Money Market Savings with Premier Checking
Savings1.24%1.25%$25,000Green Day Savings
MMA1.24%1.25%$10,000Pot o' Gold Money Market Account
MMA1.24%1.25%$10,000eMoney Market
MMA1.24%1.25%$250,000Premium Money Market Savings
Savings1.20%1.21%$50,000Advantage Savings Account
MMA1.20%1.21%$100,000
MMA1.20%1.21%$100,000Priority Money Market - APY for balances up to $499,999.99, open with a priority elite checking account and receive extra benefits
Savings1.20%$0Internet Advantage Savings Account - California residents excluded from this offer
MMA1.19%1.20%$15,000Money Market Checking
MMA1.19%1.20%$1High Yield Money Market - APY applies to account balances of $0.01 - $4,999.99
MMA1.19%1.20%$1
MMA1.19%1.20%$1Ultimate Money Account - Requires a checking account in an eligible relationship package. Must make at least two online bill payments each month. Apply online or by phone.
Savings1.19%1.20%$1,000Premium Savings
Savings1.19%1.20%$1Ultimate Savings Account - Must apply online or by phone
Savings1.20%1.20%$25,000
MMA1.15%1.16%$50,000
MMA1.15%1.16%$25,000Savings - Premium Money Market
MMA1.14%1.15%$200,000High Peaks Tiered Money Market I
MMA1.13%1.14%$25,000iMoney Market Checking. Apply Online.
MMA1.13%1.14%$2,500iMoney Market Checking. Apply Online.
MMA1.13%1.14%$50,000iMoney Market Checking. Apply Online.
MMA1.10%1.12%$50,000Investor Money Market
MMA1.11%1.11%$50,000Located in Arizona. Final paperwork needs to be signed in a branch before account can be opened.
MMA1.10%1.11%$1,000,000Gold Money Market Account
MMA1.09%1.10%$2,500
MMA1.09%1.10%$2,500High Yield Money Market - FDIC insured. Open an account online or by phone!
Savings1.09%1.10%$1,000Heritage Direct Savings. (Located in MN)
MMA1.09%1.10%$100,000Personal Internet MM Savings
MMA1.09%1.10%$150,000Relationship Builder Money Market - Tiered Rates, up to 3 checks per month
MMA1.07%1.08%$100,000
MMA1.00%1.02%$25,000Regular Money Market
MMA1.02%1.02%$7,500
Savings1.00%1.02%$10Limited to Jefferson County in New York
Savings1.00%1.01%$1e-Savings. Must apply online or by phone. Requires a checking account in an eligible relationship package.
MMA1.00%1.01%$100,000Gold Money Market Account
MMA1.00%1.01%$250,000Gold Money Market Account
MMA1.00%1.00%$25,000Personal Internet MM Savings
Savings1.00%1.00%$1,000Regular Savings
Savings0.99%1.00%$300Independence Savings - Account only available in California
MMA1.00%1.00%$25,000Tiered Money Market
MMA1.00%1.00%$25,000BankUSA Platinum Money Market
MMA1.00%1.00%$10,000e-Money Market Account - Rate earned on balances up to $24,999.99
Savings1.00%1.00%$1e-Savings Account - Rate earned on balances up to $99,999.99. New money only, one account per customer.
Savings1.00%1.00%$1Sensible Savings
MMA1.00%1.00%$25,000Tiered Money Market
Savings1.00%1.00%$0
Savings0.96%0.96%$50iSavings account
Savings0.96%0.96%$10,000iSavings account
Savings0.95%0.95%$100,000CyberSaver Supreme
Savings0.95%0.95%$200,000CyberSaver Gold
Savings0.95%0.95%$100CyberSaver Promo - Introductory rate for first 90 day
MMA0.95%0.95%$25,000Money Market Savings - Limited transactions
Savings0.90%0.90%$25,000CyberSaver
MMA0.90%0.90%$5,000Savings - Premium Money Market
MMA0.90%0.90%$50,000Growth Money Market Savings - Tiered interest rates. Earn Bonus Rate with direct deposit or automatic transfer from your Bank of America checking account of at least $250 each month. Rate offered applies to accounts opened online. Rate stated here is Bonus Rate based on New York Consumer Rate, contact Bank of America for rates in your area. Some products may not be available in all states.
Savings0.90%0.90%$1,000Personal Savings
MMA0.90%0.90%$1,000Personal Internet MM Savings
MMA0.80%0.80%$100,000Rate may vary by location
MMA0.75%0.75%$50,000Limited to local New York market area
MMA0.75%$50,000Premium Money Market - Tier 2 rate, account must be linked to a Star Privilege Premium Checking Account, limited to local New York market area
MMA0.75%0.75%$50,000Pinnacle Money Market Tier V - Tiered interest rate for up to $99,999.99. Contact bank to see how you can earn an additional 0.25%. Limited to New York market area.
MMA0.75%0.75%$10,000Partners Money Market Savings
MMA0.75%0.75%$50,000Transaction limitations
MMA0.75%0.75%$20,000Money Market Savings Special (including IRAs)
MMA0.75%0.75%$10,000
MMA0.75%0.75%$50,000Jumbo Money Market Account
MMA0.65%$25,000Circle Gold Money Market - rate for balances up to $2,999,999, rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT.
MMA0.50%0.50%$1e-Money Market - Online only, geographic restrictions, rate and products may vary by location
Savings0.50%$1,000Doral Direct Savings
Savings0.49%0.50%$10Limited to local New York market area
Savings0.50%$500Premium Savings - Limited to New York and Pennsylvania market area
MMA0.50%0.50%$1e -Money Market Account - Rate earned on balances up to $999.99
Savings0.45%0.45%$10,000Savings Max - tiered interest rates, rate may vary by location
Savings0.40%0.40%$0Regular Passbook Savings Account
Savings0.35%$100Statement Savings - limited to local New York market area
Savings0.35%0.35%$1Statement Savings Account
Savings0.25%0.25%$50,000Chase Plus Savings Standard Rate - APY for balances up to $99,999, rate may vary by location
Savings0.25%0.25%$1Limited to local New York market area
MMA0.25%0.25%$2,500Key Silver Money Market Savings - Rates may vary by location. Available in AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA
Savings0.25%0.25%$50Regular Passbook
Savings0.20%0.20%$200Statement Savings
Savings0.15%$0Circle Gold Savings - rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT.
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Best money market and savings account rates found by users like you

Have you been able to find even better money market and savings rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, term of the accout, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!

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29 Responses to "Best money market and savings account rates found by users like you"

1val says on September 02, 2009
(hamilton, NJ)

Check out Grand Bank in NJ. Offering 3.20% money market with $50,000 deposit.

2Rita says on September 01, 2009
(brooklyn , NY)

i would like to compare and see which bank in brooklyn has the highest rate on interest

3jim angelo says on August 30, 2009
(levittown, PA)

best money market rates

4James says on August 28, 2009
(Glendale, AZ)

Through Costco online if you are a member there is a 1.75% through Capital One and an incentive for $60 and $40 depending on what membership you hold.

5Grant Jacobsen says on August 28, 2009
(Woodbridge, VA)

Freedom Bank (branches in Vienna and Fairfax) has 14-month CD yielding 2.00% APY, minimum $2500, rate current as of 8/18/2009.

6linda says on August 27, 2009
(, TN)

First National Bank in Oneida, Tn is offering 3.56% on a money market

7White Chocolate says on August 25, 2009
(Sliver Spring, MD)

Shore Bank Direct Rates as of Aug. 25th Savings Rate 2.15% This bank makes it very easy to sign up online just completed opening my account.

8Ian says on August 17, 2009
(Cincinnati, OH)

SmartyPig's rate just went down to 2.01%.

9James says on August 15, 2009
(New York, NY)

Smartypig is lowering their interest rate on its online savings account from 2.75 to 2.01 on August 17th. That's quite a drop, but I guess we all knew they couldn't keep paying more then 1 point interest then their closest competitors.

10Clark Schultz says on August 14, 2009
(, )

Please take a look at the 2 yr CD rates on this page: http://www.money-rates.com/cdrates.htm

11charles burton says on August 14, 2009
(carthage, TN)

I opened saving account online with (Bank of Internet) that I funded with local checking account (100.00) min. to find out that new account is not linked for online transfers. What good is a Bank of Internet account if you have to use snail mail to transfer funds! Beware there is also a $25.00 fee if you withdraw funds before 90 days.

12huili liu says on August 14, 2009
(orland park, IL)

Please provide me with the best savings or less than 2 year cd rate. Thanks.

13kanty says on August 10, 2009
(bollingbrook, IL)

Need to know checking account intrest and MMA account rate

14Ronnie says on July 24, 2009
(Granbury, TX)

I opened a MMA and Savings account @ Discover Bank from their online signup. Then registered to be able to access the accounts and was provided a screen that said it would be 2-3 business days before I would be provided an e-mail with the access info. I called their support number and was told they had to manually process every application and they were several days behind and there was nothing they could do. Advice... if you open an account with Discover Bank make SURE you only fund the minimum amount to open the account and expect it to take a while to really have the account setup.

15sonia says on July 19, 2009
(humble, TX)

everbank

16angie says on July 19, 2009
(Honolulu, HI)

Try CapitalOne online savings 1.75% 10K min, or MM 1.40% any amount. I opened last year and yes I observe everybody is lowering rates lately. Still better than local banks offering less than 0.5% for savings. Aloha :D

17Paul Chien says on July 10, 2009
(Sacramento, CA)

Could not get a straight answer from SMARTY PIG on POD for account. Had to call their bank in the Mdwest directly and they informed me no PODs are allowed on SMARTY PIG CDs because they are not considered regular CD's but transaction accounts instead.

18Robert says on July 08, 2009
(Penn Laird, VA)

How come Darby Direct can restrict it's higher-interest rate (2.5 %) "available to Georgia residents only? Isn't that inconsistent with Article IV, Section 2 of the Constitution? Section 2 - State citizens, Extradition The Citizens of each State shall be entitled to all Privileges and Immunities of Citizens in the several States.

19Micah says on July 07, 2009
(Montesano, WA)

Timberland Savings Bank offers a rate of 4% on a balance of up to 25,000 dollars. The minimum to earn this apy is one dollar. The terms required e-statements instead of paper statements, and you must use your debit card at least ten times every month. They have 22 branches in Southwest Washington State.

20Joe bardi says on July 05, 2009
(toms river, NJ)

wher,e,s my highest rate bank.

21ena says on July 01, 2009
(Sun City, CA)

Just found out that you can't withdraw from a Smartypig.com account unless you close it. Not good.

22Donna says on July 01, 2009
(Acworth, GA)

I would like to know who has the best interst rate on Money market accounts in my area. Sun Trust drop from 2% to .92% and continuing to drop. If anyone has good infromation I would love to hear from you. Thank you, Donna

23Leo Marks says on June 30, 2009
(Jacksonville, FL)

Give us the 10 highest rates avialiable now?????? Leo Marks `

24Erno Balogh says on June 27, 2009
(Westminster, MD)

Please advise of the best money market rates in the local banks.

25Farmers State Bank says on June 26, 2009
(Albert Lea, MN)

3.51% on firsst $25000 in checking then 1.01% after. Requires electronic banking w/ 10 debit card purchases and once/month check account on line w/ online statements. Website www.farmersstatebankmn.com

26Sam says on June 25, 2009
(Atlanta, GA)

amtrustdirect.com still has 2% on their Premium e-MMA

27Carolyn McCance says on June 24, 2009
(Scurry, TX)

SmartyPig has an online savings account program that pays 2.75% with FDIC coverage

28JEANNE SHIELDS says on June 23, 2009
(IRWIN, PA)

LOOKING FOR A SAFE PLACE TO INVEST $50,000.

29cesare stefanelli says on June 17, 2009
(Parsippany, NJ)

Need Best Interest Rate for Moneymarket Account for a Closing Trust Account $500,000 to $1,000,000 ave bal app.

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