Find the Best Savings Accounts
Compare savings account rates and money market account rates in a table below. We regularly monitor rates from over 200 banks and show the highest savings account and money market account rates. Bank money market and savings accounts are FDIC-insured up to $250,000 per depositor.
Start Your Search: Change the amount to see more savings account rates.
Featured Rates
| Institution | Type | Rate | APY | Min. To Earn APY | Details |
ING DIRECT- Savings
- 1.29%
- 1.30%
- $10,000
- Save your money with ING DIRECT. High Interest. No Fees. No Minimums.
- Save your money with ING DIRECT. High Interest. No Fees. No Minimums.
- Rates as of Nov. 20th
- See More
- FDIC insured
Discover Bank- MMA
- 1.49%
- 1.50%
- $10,000
- Earn more interest in a Discover Bank Money Market Account. Call Now
- Earn more interest in a Discover Bank Money Market Account.
- Rates as of Nov. 20th
- See More
- FDIC insured
Zions Bank- Savings
- 1.39%
- 1.40%
- $100
- Beat the US Average. Simple to Open, No Fees, Banking since 1873. Call Now
- Beat the US Average. Simple to Open, No Fees, Banking since 1873.
- Rates as of Nov. 20th
- See More
- FDIC insured
| Institution | Type | Rate | APY | Min. To Earn APY | Details |
|---|---|---|---|---|---|
| North Middlesex Savings Bank Rates as of Nov. 20th | Savings | 2.75% | $10 | Simply Save Account - must make $50 deposit in person during each interest cycle, balances up to $10,000 earn APY, must live within market area to open an account. | |
| Ridgestone Bank Rates as of Nov. 20th | Savings | 2.47% | 2.50% | $2,500 | Momentum Savings and Checking - APY on savings for balances up to $49,999.99. Savings and checking combination. Checking account no minimum to open, 8 checking transactions, $100 auto transfer from checking to savings, electronic statements. Rate may vary by location. |
| Choice Financial Rates as of Nov. 20th | Savings | 2.26% | $0 | RateBuilder Savings - New money only, 2.26% APY is a 30-day introductory rate, then reverts to rate tiers. No more than six withdrawals or transfers per month. | |
| Geauga Savings Bank Rates as of Nov. 20th | Savings | 2.08% | 2.10% | $50,000 | High Yield Savings - Rate Tier $50,000 earns rate disclosed. Account closed within 90 days charged a fee. Local funds only, contact retail offices in Ohio. |
| Ultima Bank Rates as of Nov. 20th | Savings | 2.00% | 2.02% | $0 | SMART Savings Account - for young adults 18 yrs or younger |
| SmartyPig Rates as of Nov. 20th | Savings | 2.01% | $25 | ||
| Amboy Direct Rates as of Nov. 20th | MMA | 2.00% | $30,000 | Money Market Maximizer - 2.00% for 3 months, 1.31% APY thereafter. Must maintain $30,000 balance for 90 days. New NJ customers only. | |
| Geddes Federal Savings and Loan Association Rates as of Nov. 20th | MMA | 1.99% | 2.00% | $50,000 | Serving Central New York area |
| AmericaNet Bank Rates as of Nov. 20th | MMA | 2.00% | $1 | Mega Money Market Checking Account - earn APY on balances up to $35,000, 6 free withdrawals per month | |
| ShoreBank Direct Rates as of Nov. 20th | Savings | 1.95% | $1 | Online High-Yield Savings Account | |
| SFGI Direct Rates as of Nov. 20th | Savings | 1.85% | $1 | Online Account | |
| First East Side Savings Bank Rates as of Nov. 20th | MMA | 1.84% | 1.85% | $100,000 | |
| The Palladian Private Bank Rates as of Nov. 20th | Savings | 1.79% | 1.80% | $10,000 | |
| Greystone Bank Rates as of Nov. 20th | MMA | 1.75% | 1.77% | $750,000 | Super Money Market Account |
| H&R Block Bank Rates as of Nov. 20th | MMA | 1.73% | 1.75% | $50,000 | |
| Beverly National Bank Rates as of Nov. 20th | MMA | 1.74% | 1.75% | $0 | |
| Discover Bank Rates as of Nov. 20th | Savings | 1.73% | 1.75% | $1 | Online Savings Account - Account can only be held in individual or joint ownership - Up to 6 preauthorized transfers from your Online Savings Account per statement cycle |
| Chesapeake Bank - Clear Sky Accounts Rates as of Nov. 20th | Savings | 1.74% | 1.75% | $1 | Online savings - Rate for balances up to $249,999 |
| Darby Direct Rates as of Nov. 20th | Savings | 1.75% | $1 | High Yield Online Savings Account - Available to Georgia residents and existing Darby Direct customers only | |
| Evergreen Bank Group Rates as of Nov. 20th | MMA | 1.75% | $25,000 | Cornerstone Money Market | |
| Beverly National Bank Online Rates as of Nov. 20th | Savings | 1.75% | $5,000 | e-Savings - if balance falls below $5000 account subject to monthly fee. Open account online. | |
| 1st Constitution Direct Rates as of Nov. 20th | Savings | 1.75% | $10,000 | Direct Super Savings Internet Special - 1.75% APY for three months | |
| First National Community Bank (FNCB) Rates as of Nov. 20th | Savings | 1.74% | 1.75% | $1 | ME Savings - Maximum Earnings Online Savings Account, withdrawal limitations |
| Capital One Direct Banking Rates as of Nov. 20th | Savings | 1.70% | $0 | InterestPlus Online Savings - 10% bonus on interest earned with $15,000 monthly balance or active Capital One credit card in good standing, transaction limitations, contact bank for details. | |
| State Farm Bank Rates as of Nov. 20th | MMA | 1.69% | 1.70% | $100,000 | Rates may vary by market area |
| UFB Direct Rates as of Nov. 20th | Savings | 1.69% | 1.70% | $1 | US Savings - 6 pre-authorized transfers premitted per cycle |
| Bank of Internet Rates as of Nov. 20th | Savings | 1.69% | 1.70% | $0 | High Yield Savings - Withdrawal limits apply |
| 1st Constitution Direct Rates as of Nov. 20th | Savings | 1.70% | $3,000 | Direct Savings Internet | |
| Peoples National Bank Rates as of Nov. 20th | Savings | 1.69% | 1.70% | $2,500 | Certificate Savings - hybrid savings and certificate account, one time withdrawal per quarter without penalty, transaction limitations, account limited to local New York market area |
| Colorado Federal Savings Bank Rates as of Nov. 20th | Savings | 1.69% | 1.70% | $2,500 | Online Savings Account - up to 6 withdrawal transactions per month with no service fee |
| Quantum National Bank Rates as of Nov. 20th | MMA | 1.69% | 1.70% | $100,000 | Hi-Rate Money Market (Personal) - Limited to Georgia customers only |
| Discover Bank Rates as of Nov. 20th | MMA | 1.64% | 1.65% | $100,000 | |
| First Trade Union Bank Rates as of Nov. 20th | Savings | 1.64% | 1.65% | $2,500 | High and Mighty Savings - Open account online, new money only |
| AIG Bank Rates as of Nov. 20th | MMA | 1.64% | 1.65% | $250,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Bank of Internet Rates as of Nov. 20th | MMA | 1.64% | 1.65% | $1 | Money Market Savings Account |
| Ally Bank Rates as of Nov. 20th | Savings | 1.63% | 1.64% | $0 | Online Savings - Free online transactions, no monthly fees, no minimums |
| Virtual Bank Rates as of Nov. 20th | MMA | 1.60% | 1.61% | $100,000 | eMoney Market online account |
| Umbrella Bank Rates as of Nov. 20th | Savings | 1.59% | 1.60% | $75,000 | Green Day Savings |
| Dollar Savings Direct Rates as of Nov. 20th | Savings | 1.60% | $1 | ||
| Bank of Internet Rates as of Nov. 20th | Savings | 1.59% | 1.60% | $1 | Advantage Savings - Limited Bill Payment service access, account has withdrawal limitations |
| AIG Bank Rates as of Nov. 20th | MMA | 1.59% | 1.60% | $100,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Union Federal Savings Bank Rates as of Nov. 20th | MMA | 1.60% | $1 | Offering online banking services across the country | |
| Umbrella Bank Rates as of Nov. 20th | MMA | 1.59% | 1.60% | $50,000 | Pot o' Gold Money Market Account |
| Dime Savings Bank Rates as of Nov. 20th | MMA | 1.59% | 1.60% | $75,000 | Prime Rewards MMA Passbook |
| Giantbank Rates as of Nov. 20th | MMA | 1.55% | 1.56% | $1,000 | |
| Salem Five Direct Rates as of Nov. 20th | Savings | 1.55% | $100,000 | eOneSavings - Online applicants only, who do not have existing deposit accounts with Salem Five. | |
| Ally Bank Rates as of Nov. 20th | MMA | 1.54% | 1.55% | $0 | Money Market Savings Account |
| AIG Bank Rates as of Nov. 20th | MMA | 1.54% | 1.55% | $50,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Kirkpatrick Bank Rates as of Nov. 20th | Savings | 1.55% | $1 | ||
| Goldwater Bank Rates as of Nov. 20th | Savings | 1.51% | 1.52% | $100 | Goldwater Savings |
| Heartland Bank Direct Rates as of Nov. 20th | Savings | 1.51% | $1 | ||
| EverBank Rates as of Nov. 20th | MMA | 1.50% | 1.51% | $0 | New Account bonus rate for Yield Pledge Money Market Account - 2.51% for the first 3 months, 1.77% First Year APY for account balance $50K or less |
| Greystone Bank Rates as of Nov. 20th | MMA | 1.50% | 1.51% | $100,000 | Super Money Market Account |
| WTDirect Rates as of Nov. 20th | Savings | 1.51% | $10,000 | WTDirect Savings Account | |
| Virtual Bank Rates as of Nov. 20th | MMA | 1.50% | 1.51% | $50,000 | eMoney Market online account |
| Intervest National Bank Rates as of Nov. 20th | Savings | 1.49% | 1.50% | $500 | Rate available with balances from $500.00 up to $24,999.99 |
| AIG Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $10,000 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| Ultima Bank Rates as of Nov. 20th | Savings | 1.49% | 1.50% | $1,000 | UMB Direct Savings Account |
| TriState Capital Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $95,000 | Private MMDA |
| E-Loan Rates as of Nov. 20th | Savings | 1.49% | 1.50% | $100,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| ADB Bank Rates as of Nov. 20th | MMA | 1.50% | $0 | Direct Wealth Money Market | |
| Intervest National Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $2,500 | Rate available with balances from $2500.00 up to $24,999.99 |
| TD Bank Rates as of Nov. 20th | Savings | 1.50% | $10,000 | Elite Savings - Tiered interest rates. Rate may vary by location. Market area from Maine to Florida. | |
| Discover Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $25,000 | |
| Nationwide Bank Rates as of Nov. 20th | MMA | 1.50% | $1,000 | ||
| Ridgestone Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $40,000 | Personal Money Market Account - limited transfers and check writing, rates may vary by location |
| Acacia Federal Savings Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $125,000 | Tiered Money Market - Rate effective 11/23/2009 |
| First Internet Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $50,000 | Money Market Savings - Rate earned on balances up to $99,999.99 |
| Bank of the West Rates as of Nov. 20th | Savings | 1.49% | 1.50% | $10,000 | Online Savings Account - online only, must have a Bank of the West checking account |
| Discover Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $50,000 | |
| Acacia Federal Savings Bank Online Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $125,000 | Tiered Money Market |
| Capital One Direct Banking Rates as of Nov. 20th | Savings | 1.49% | 1.50% | $10,000 | Online Savings |
| Discover Bank Rates as of Nov. 20th | MMA | 1.49% | 1.50% | $10,000 | |
| Century Bank Direct Rates as of Nov. 20th | MMA | 1.49% | $1 | Online MM Rate | |
| Principal Bank Rates as of Nov. 20th | MMA | 1.45% | 1.46% | $250,000 | |
| E-Loan Rates as of Nov. 20th | Savings | 1.44% | 1.45% | $25,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| E-Loan Rates as of Nov. 20th | Savings | 1.44% | 1.45% | $5,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| Earthstar Bank Rates as of Nov. 20th | MMA | 1.44% | 1.45% | $100,000 | StarLight Money Market |
| E-Loan Rates as of Nov. 20th | Savings | 1.44% | 1.45% | $50,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| E-Loan Rates as of Nov. 20th | Savings | 1.44% | 1.45% | $10,000 | Savings Plus, customers must make regular monthly deposits into their savings account of at least $100 |
| Virtual Bank Rates as of Nov. 20th | MMA | 1.40% | 1.41% | $95,000 | Savings - Premium Money Market |
| Virtual Bank Rates as of Nov. 20th | MMA | 1.40% | 1.41% | $25,000 | eMoney Market online account |
| iGOBanking Rates as of Nov. 20th | Savings | 1.40% | 1.41% | $1 | Online Savings - High Interest Savings iGOSavings APY is in effect as of 10/30/09 |
| Stonebridge Bank Rates as of Nov. 20th | MMA | 1.40% | $1 | Premier Money Market Account | |
| FNBO Direct Rates as of Nov. 20th | Savings | 1.40% | $1 | Online Savings Act - Rated Kiplinger's Best Online Savings Account, no minimums, no monthly fees, manage accounts securely online | |
| Kaiser Federal Bank Rates as of Nov. 20th | MMA | 1.39% | 1.40% | $75,000 | Money Market Saver V |
| Earthstar Bank Rates as of Nov. 20th | MMA | 1.39% | 1.40% | $75,000 | StarLight Money Market |
| Direct Huntington Rates as of Nov. 20th | Savings | 1.40% | $20,000 | Not available to California residents. | |
| Century Bank Direct Rates as of Nov. 20th | Savings | 1.38% | $1 | Online Savings Rates | |
| Principal Bank Rates as of Nov. 20th | Savings | 1.35% | 1.36% | $100,000 | Advantage Savings Account |
| HSBC Direct Rates as of Nov. 20th | Savings | 1.35% | $1 | Online Savings - No monthly fees and no minimums, other than $1 minimum deposit. | |
| Zions Bank Rates as of Nov. 20th | Savings | 1.34% | 1.35% | $1,000 | Internet Savings |
| Zions Bank Rates as of Nov. 20th | MMA | 1.34% | 1.35% | $2,500 | Internet Money Market |
| Imperial Capital Bank Rates as of Nov. 20th | MMA | 1.32% | 1.33% | $100,000 | iMoney Market Checking. Apply Online. |
| Amboy Direct Rates as of Nov. 20th | Savings | 1.31% | $3,000 | eSavings - Apply online or by mail, offer not available at branches. New client offer $50 bonus after 90 days with minimum monthly balance of $3000 for 90 days. Offer good for NJ customers only. | |
| Excel National Bank Rates as of Nov. 20th | MMA | 1.29% | 1.30% | $250,000 | |
| Independence Bank Rates as of Nov. 20th | MMA | 1.29% | 1.30% | $75,000 | Super Money Market - Account only available in California |
| OneUnited Bank Rates as of Nov. 20th | MMA | 1.30% | 1.30% | $100,000 | UNITY GOLD E-Money Market - Available Online only |
| MetLife Bank Rates as of Nov. 20th | MMA | 1.30% | $25,000 | Limited check writing privileges | |
| Emigrant Direct Rates as of Nov. 20th | Savings | 1.30% | $1 | AmericanDream Savings Account | |
| MetLife Bank Rates as of Nov. 20th | Savings | 1.30% | $25,000 | High Yield Savings Account | |
| ING Direct Rates as of Nov. 20th | Savings | 1.30% | $1 | Orange Savings Account | |
| Weymouth Bank Rates as of Nov. 20th | MMA | 1.25% | 1.28% | $50,000 | Regular Money Market |
| Silvergate Bank Rates as of Nov. 20th | MMA | 1.25% | 1.26% | $100,000 | |
| Greystone Bank Rates as of Nov. 20th | MMA | 1.25% | 1.26% | $50,000 | Super Money Market Account |
| OneWest Bank Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $100,000 | E-Money Market |
| Trustco Bank Rates as of Nov. 20th | MMA | 1.25% | $100,000 | Tiered interest rates, APY for balances up to 1,999,999. Rate may vary by location, market areas FL, NY, MA, NJ, VT | |
| Umbrella Bank Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $1,000 | Pot o' Gold Money Market Account |
| OneWest Bank Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $10,000 | E-Money Market |
| Acacia Federal Savings Bank Online Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $75,000 | Tiered Money Market |
| Umbrella Bank Rates as of Nov. 20th | Savings | 1.24% | 1.25% | $100 | Green Day Savings |
| UnivestDirect Rates as of Nov. 20th | Savings | 1.24% | 1.25% | $1 | Anytime Online Savings Account |
| Sovereign Bank Rates as of Nov. 20th | MMA | 1.25% | $75,000 | Money Market Savings with Premier Checking | |
| Presidential Bank Rates as of Nov. 20th | Savings | 1.25% | $0 | Premier Savings - APY on balances up to $35,000 | |
| First East Side Savings Bank Rates as of Nov. 20th | MMA | 1.25% | 1.25% | $25,000 | |
| Umbrella Bank Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $10,000 | Pot o' Gold Money Market Account |
| Umbrella Bank Rates as of Nov. 20th | Savings | 1.24% | 1.25% | $25,000 | Green Day Savings |
| FultDirect.com Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $10,000 | eMoney Market |
| First Banking Center Rates as of Nov. 20th | MMA | 1.24% | 1.25% | $250,000 | Premium Money Market Savings |
| Principal Bank Rates as of Nov. 20th | MMA | 1.20% | 1.21% | $100,000 | |
| Rhinebeck Savings Bank Rates as of Nov. 20th | MMA | 1.20% | 1.21% | $100,000 | Priority Money Market - APY for balances up to $499,999.99, open with a priority elite checking account and receive extra benefits |
| Principal Bank Rates as of Nov. 20th | Savings | 1.20% | 1.21% | $50,000 | Advantage Savings Account |
| Virtual Bank Rates as of Nov. 20th | MMA | 1.20% | 1.21% | $50,000 | Savings - Premium Money Market |
| Transportation Alliance Bank Rates as of Nov. 20th | MMA | 1.19% | 1.20% | $1 | |
| California First National Bank Rates as of Nov. 20th | MMA | 1.19% | 1.20% | $15,000 | Money Market Checking |
| Third Federal S&L Rates as of Nov. 20th | Savings | 1.20% | 1.20% | $25,000 | High-Yield Savings Account - Tier 3 |
| FirstFedDirect, A Division of First Federal Bank Rates as of Nov. 20th | Savings | 1.20% | $0 | Internet Advantage Savings Account - California residents excluded from this offer | |
| Capital One Direct Banking Rates as of Nov. 20th | MMA | 1.19% | 1.20% | $1 | High Yield Money Market - APY applies to account balances of $0.01 - $4,999.99 |
| California First National Bank Rates as of Nov. 20th | Savings | 1.19% | 1.20% | $1,000 | Premium Savings |
| Citibank Rates as of Nov. 20th | MMA | 1.14% | 1.15% | $1 | Ultimate Money Account - Requires a checking account in an eligible relationship package. Must make at least two online bill payments each month. Apply online or by phone. |
| MetLife Bank Rates as of Nov. 20th | Savings | 1.15% | $10,000 | High Yield Savings Account | |
| MetLife Bank Rates as of Nov. 20th | MMA | 1.15% | $10,000 | Limited check writing privileges | |
| Citibank Rates as of Nov. 20th | Savings | 1.14% | 1.15% | $1 | Ultimate Savings Account - Must apply online or by phone |
| The Adirondack Trust Company Rates as of Nov. 20th | MMA | 1.14% | 1.15% | $200,000 | High Peaks Tiered Money Market I |
| Imperial Capital Bank Rates as of Nov. 20th | MMA | 1.12% | 1.13% | $2,500 | iMoney Market Checking. Apply Online. |
| Imperial Capital Bank Rates as of Nov. 20th | MMA | 1.12% | 1.13% | $25,000 | iMoney Market Checking. Apply Online. |
| Imperial Capital Bank Rates as of Nov. 20th | MMA | 1.12% | 1.13% | $50,000 | iMoney Market Checking. Apply Online. |
| Ravenswood Bank Rates as of Nov. 20th | MMA | 1.10% | 1.12% | $50,000 | Investor Money Market |
| Heritage Bank Rates as of Nov. 20th | MMA | 1.11% | 1.11% | $50,000 | Located in Arizona. Final paperwork needs to be signed in a branch before account can be opened. |
| Zions Bank Rates as of Nov. 20th | MMA | 1.10% | 1.11% | $1,000,000 | Gold Money Market Account |
| Amegy Bank of Texas Rates as of Nov. 20th | MMA | 1.09% | 1.10% | $100,000 | Personal Internet MM Savings |
| Discover Bank Rates as of Nov. 20th | MMA | 1.09% | 1.10% | $2,500 | |
| AIG Bank Rates as of Nov. 20th | MMA | 1.09% | 1.10% | $2,500 | High Yield Money Market - FDIC insured. Open an account online or by phone! |
| First Niagara Rates as of Nov. 20th | MMA | 1.09% | 1.10% | $150,000 | Relationship Builder Money Market - Tiered Rates, up to 3 checks per month |
| Silvergate Bank Rates as of Nov. 20th | MMA | 1.05% | 1.06% | $50,000 | |
| Ascencia Bank Rates as of Nov. 20th | MMA | 1.05% | 1.06% | $100,000 | |
| Virtual Bank Rates as of Nov. 20th | MMA | 1.05% | 1.06% | $25,000 | Savings - Premium Money Market |
| Weymouth Bank Rates as of Nov. 20th | MMA | 1.00% | 1.02% | $25,000 | Regular Money Market |
| Watertown Savings Bank Rates as of Nov. 20th | Savings | 1.00% | 1.02% | $10 | Limited to Jefferson County in New York |
| Zions Bank Rates as of Nov. 20th | MMA | 1.00% | 1.01% | $100,000 | Gold Money Market Account |
| Citibank Rates as of Nov. 20th | Savings | 1.00% | 1.01% | $1 | e-Savings. Must apply online or by phone. Requires a checking account in an eligible relationship package. |
| Zions Bank Rates as of Nov. 20th | MMA | 1.00% | 1.01% | $250,000 | Gold Money Market Account |
| Ascencia Bank Rates as of Nov. 20th | Savings | 1.00% | 1.00% | $0 | |
| Ascencia Bank Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $7,500 | |
| Acacia Federal Savings Bank Online Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $25,000 | Tiered Money Market |
| Amegy Bank of Texas Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $25,000 | Personal Internet MM Savings |
| First Internet Bank Rates as of Nov. 20th | Savings | 1.00% | 1.00% | $1,000 | Regular Savings |
| Seacoast Commerce Bank Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $25,000 | Investor Money Market accounts require $25,000 in New Money to open |
| AmTrust Direct Rates as of Nov. 20th | Savings | 1.00% | 1.00% | $1 | e-Savings Account - Rate earned on balances up to $99,999.99. New money only, one account per customer. |
| Bank of America Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $50,000 | Growth Money Market Savings with Bonus Rate - Tiered interest rates, open online. Bonus Rate with minimum of $250 in direct deposit or automatic transfer from your Bank of America checking account. Rate stated is Bonus Rate based on New York Consumer Rate, contact Bank of America for rates in your area. Some products may not be available in all states. |
| Acacia Federal Savings Bank Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $25,000 | Tiered Money Market - Rate effective 11/23/2009 |
| AmTrust Direct Rates as of Nov. 20th | MMA | 1.00% | 1.00% | $10,000 | e-Money Market Account - Rate earned on balances up to $24,999.99 |
| Acacia Federal Savings Bank Online Rates as of Nov. 20th | Savings | 1.00% | 1.00% | $1 | Sensible Savings |
| Hanmi Bank Rates as of Nov. 20th | Savings | 1.00% | $500 | Internet Savings - California only | |
| Independence Bank Rates as of Nov. 20th | Savings | 0.99% | 1.00% | $300 | Independence Savings - Account only available in California |
| Valley Community Bank (IL) Rates as of Nov. 20th | Savings | 0.95% | 0.95% | $100,000 | |
| Imperial Capital Bank Rates as of Nov. 20th | Savings | 0.95% | 0.95% | $10,000 | iSavings account |
| Rome Savings Bank Rates as of Nov. 20th | MMA | 0.95% | 0.95% | $25,000 | Money Market Savings - Limited transactions |
| GCF Bank Rates as of Nov. 20th | Savings | 0.95% | 0.95% | $100,000 | CyberSaver Supreme |
| GCF Bank Rates as of Nov. 20th | Savings | 0.95% | 0.95% | $100 | CyberSaver Promo - Introductory rate for first 90 day |
| GCF Bank Rates as of Nov. 20th | Savings | 0.95% | 0.95% | $200,000 | CyberSaver Gold |
| Imperial Capital Bank Rates as of Nov. 20th | Savings | 0.95% | 0.95% | $50 | iSavings account |
| GCF Bank Rates as of Nov. 20th | Savings | 0.90% | 0.90% | $25,000 | CyberSaver |
| Tompkins Trust Company Rates as of Nov. 20th | Savings | 0.90% | $50,000 | True Advantage Statement Savings - Requires True Advantage Checking or Checking Plus Account, limited to local New York market area | |
| Amegy Bank of Texas Rates as of Nov. 20th | MMA | 0.90% | 0.90% | $1,000 | Personal Internet MM Savings |
| Heritage Bank Rates as of Nov. 20th | Savings | 0.90% | 0.90% | $1,000 | Heritage Direct Savings. (Located in MN) |
| Virtual Bank Rates as of Nov. 20th | MMA | 0.90% | 0.90% | $5,000 | Savings - Premium Money Market |
| Excel National Bank Rates as of Nov. 20th | Savings | 0.90% | 0.90% | $1,000 | Personal Savings |
| PNC Bank Rates as of Nov. 20th | MMA | 0.80% | 0.80% | $100,000 | Rate may vary by location |
| Alliance Bank Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $50,000 | Transaction limitations |
| Acacia Federal Savings Bank Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $10,000 | Tiered Money Market - Rate effective 11/23/2009 |
| Genesee Regional Bank Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $50,000 | Limited to local New York market area |
| NBT Bank Rates as of Nov. 20th | MMA | 0.75% | $50,000 | Premium Money Market - Tier 2 rate, account must be linked to a Star Privilege Premium Checking Account, limited to local New York market area | |
| Pioneer Bank Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $50,000 | Pinnacle Money Market Tier V - Tiered interest rate for up to $99,999.99. Contact bank to see how you can earn an additional 0.25%. Limited to New York market area. |
| Waterfield Bank Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $10,000 | Partners Money Market Savings |
| Excel National Bank Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $10,000 | |
| UFB Direct Rates as of Nov. 20th | MMA | 0.75% | 0.75% | $50,000 | Jumbo Money Market Account |
| Citizens Bank Rates as of Nov. 20th | MMA | 0.60% | $25,000 | Circle Gold Money Market - rate for balances up to $2,999,999, rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. | |
| Doral Bank Direct Rates as of Nov. 20th | Savings | 0.50% | $1,000 | Doral Direct Savings | |
| Community Bank, NA Rates as of Nov. 20th | Savings | 0.50% | $500 | Premium Savings - Limited to New York and Pennsylvania market area | |
| Carthage Savings and Loan Association Rates as of Nov. 20th | Savings | 0.49% | 0.50% | $10 | Limited to local New York market area |
| Northwest Savings Bank Rates as of Nov. 20th | Savings | 0.50% | $100 | Statement Savings - Limited to local western New York market area | |
| M and T Bank Rates as of Nov. 20th | MMA | 0.50% | 0.50% | $1 | e-Money Market - Online only, geographic restrictions, rate and products may vary by location |
| AmTrust Direct Rates as of Nov. 20th | MMA | 0.50% | 0.50% | $1 | e -Money Market Account - Rate earned on balances up to $999.99 |
| PNC Bank Rates as of Nov. 20th | Savings | 0.45% | 0.45% | $10,000 | Savings Max - tiered interest rates, rate may vary by location |
| Astoria Federal Savings Bank Rates as of Nov. 20th | Savings | 0.40% | 0.40% | $0 | Regular Passbook Savings Account |
| JPMorgan Chase Rates as of Nov. 20th | Savings | 0.40% | 0.40% | $50,000 | Chase Plus Savings Standard Rate - APY for balances up to $99,999, rate may vary by location |
| Genesee Regional Bank Rates as of Nov. 20th | Savings | 0.35% | $100 | Statement Savings - limited to local New York market area | |
| Solvay Bank Rates as of Nov. 20th | Savings | 0.35% | 0.35% | $1 | Statement Savings Account |
| The Adirondack Trust Company Rates as of Nov. 20th | Savings | 0.25% | 0.25% | $50 | Regular Passbook |
| First National Bank of Groton Rates as of Nov. 20th | Savings | 0.25% | 0.25% | $1 | Limited to local New York market area |
| KeyBank Rates as of Nov. 20th | MMA | 0.25% | 0.25% | $2,500 | Key Silver Money Market Savings - Rates may vary by location. Available in AK, CO, CT, ID, IN, KY, ME, MI, NY, OH, OR, UT, VT, WA |
| First Niagara Rates as of Nov. 20th | Savings | 0.20% | 0.20% | $200 | Statement Savings |
| Citizens Bank Rates as of Nov. 20th | Savings | 0.15% | $0 | Circle Gold Savings - rate applies to new accounts, NY - Albany region. Rate may vary by region. Market area - NY, CT, DE, IL, MA, MI, NH, NJ, OH, PA, RI, VT. |
Best money market and savings account rates found by users like you
Have you been able to find even better money market and savings rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, term of the accout, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!
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29 Responses to "Best money market and savings account rates found by users like you"
| 1 | val says on September 02, 2009 (hamilton, NJ) Check out Grand Bank in NJ. Offering 3.20% money market with $50,000 deposit. |
| 2 | Rita says on September 01, 2009 (brooklyn , NY) i would like to compare and see which bank in brooklyn has the highest rate on interest |
| 3 | jim angelo says on August 30, 2009 (levittown, PA) best money market rates |
| 4 | James says on August 28, 2009 (Glendale, AZ) Through Costco online if you are a member there is a 1.75% through Capital One and an incentive for $60 and $40 depending on what membership you hold. |
| 5 | Grant Jacobsen says on August 28, 2009 (Woodbridge, VA) Freedom Bank (branches in Vienna and Fairfax) has 14-month CD yielding 2.00% APY, minimum $2500, rate current as of 8/18/2009. |
| 6 | linda says on August 27, 2009 (, TN) First National Bank in Oneida, Tn is offering 3.56% on a money market |
| 7 | White Chocolate says on August 25, 2009 (Sliver Spring, MD) Shore Bank Direct Rates as of Aug. 25th Savings Rate 2.15% This bank makes it very easy to sign up online just completed opening my account. |
| 8 | Ian says on August 17, 2009 (Cincinnati, OH) SmartyPig's rate just went down to 2.01%. |
| 9 | James says on August 15, 2009 (New York, NY) Smartypig is lowering their interest rate on its online savings account from 2.75 to 2.01 on August 17th. That's quite a drop, but I guess we all knew they couldn't keep paying more then 1 point interest then their closest competitors. |
| 10 | Clark Schultz says on August 14, 2009 (, ) Please take a look at the 2 yr CD rates on this page: http://www.money-rates.com/cdrates.htm |
| 11 | charles burton says on August 14, 2009 (carthage, TN) I opened saving account online with (Bank of Internet) that I funded with local checking account (100.00) min. to find out that new account is not linked for online transfers. What good is a Bank of Internet account if you have to use snail mail to transfer funds! Beware there is also a $25.00 fee if you withdraw funds before 90 days. |
| 12 | huili liu says on August 14, 2009 (orland park, IL) Please provide me with the best savings or less than 2 year cd rate. Thanks. |
| 13 | kanty says on August 10, 2009 (bollingbrook, IL) Need to know checking account intrest and MMA account rate |
| 14 | Ronnie says on July 24, 2009 (Granbury, TX) I opened a MMA and Savings account @ Discover Bank from their online signup. Then registered to be able to access the accounts and was provided a screen that said it would be 2-3 business days before I would be provided an e-mail with the access info. I called their support number and was told they had to manually process every application and they were several days behind and there was nothing they could do. Advice... if you open an account with Discover Bank make SURE you only fund the minimum amount to open the account and expect it to take a while to really have the account setup. |
| 15 | sonia says on July 19, 2009 (humble, TX) everbank |
| 16 | angie says on July 19, 2009 (Honolulu, HI) Try CapitalOne online savings 1.75% 10K min, or MM 1.40% any amount. I opened last year and yes I observe everybody is lowering rates lately. Still better than local banks offering less than 0.5% for savings. Aloha :D |
| 17 | Paul Chien says on July 10, 2009 (Sacramento, CA) Could not get a straight answer from SMARTY PIG on POD for account. Had to call their bank in the Mdwest directly and they informed me no PODs are allowed on SMARTY PIG CDs because they are not considered regular CD's but transaction accounts instead. |
| 18 | Robert says on July 08, 2009 (Penn Laird, VA) How come Darby Direct can restrict it's higher-interest rate (2.5 %) "available to Georgia residents only? Isn't that inconsistent with Article IV, Section 2 of the Constitution? Section 2 - State citizens, Extradition The Citizens of each State shall be entitled to all Privileges and Immunities of Citizens in the several States. |
| 19 | Micah says on July 07, 2009 (Montesano, WA) Timberland Savings Bank offers a rate of 4% on a balance of up to 25,000 dollars. The minimum to earn this apy is one dollar. The terms required e-statements instead of paper statements, and you must use your debit card at least ten times every month. They have 22 branches in Southwest Washington State. |
| 20 | Joe bardi says on July 05, 2009 (toms river, NJ) wher,e,s my highest rate bank. |
| 21 | ena says on July 01, 2009 (Sun City, CA) Just found out that you can't withdraw from a Smartypig.com account unless you close it. Not good. |
| 22 | Donna says on July 01, 2009 (Acworth, GA) I would like to know who has the best interst rate on Money market accounts in my area. Sun Trust drop from 2% to .92% and continuing to drop. If anyone has good infromation I would love to hear from you. Thank you, Donna |
| 23 | Leo Marks says on June 30, 2009 (Jacksonville, FL) Give us the 10 highest rates avialiable now?????? Leo Marks ` |
| 24 | Erno Balogh says on June 27, 2009 (Westminster, MD) Please advise of the best money market rates in the local banks. |
| 25 | Farmers State Bank says on June 26, 2009 (Albert Lea, MN) 3.51% on firsst $25000 in checking then 1.01% after. Requires electronic banking w/ 10 debit card purchases and once/month check account on line w/ online statements. Website www.farmersstatebankmn.com |
| 26 | Sam says on June 25, 2009 (Atlanta, GA) amtrustdirect.com still has 2% on their Premium e-MMA |
| 27 | Carolyn McCance says on June 24, 2009 (Scurry, TX) SmartyPig has an online savings account program that pays 2.75% with FDIC coverage |
| 28 | JEANNE SHIELDS says on June 23, 2009 (IRWIN, PA) LOOKING FOR A SAFE PLACE TO INVEST $50,000. |
| 29 | cesare stefanelli says on June 17, 2009 (Parsippany, NJ) Need Best Interest Rate for Moneymarket Account for a Closing Trust Account $500,000 to $1,000,000 ave bal app. |
