Make The Most of Your Money

Unrealistic return expectations can lead to investment mistakes, so understanding something about the markets before investing is important.

Learn how commercial paper works and how it can fit into an individual investor's portfolio.

Changing banks to improve the CD rate on an IRA can be a good move, as long as you stay within IRS guidelines.

Choosing a bank for your rollover is probably the most straightforward approach. This should help shield you from incurring tax consequences on your rollover before you need to, and give you ready access to a range of CD products for constructing a CD ladder (i.e., a series of CDs with staggered maturities).

Some common sense tips can help protect seniors from scams designed to separate them from their money.

Teaching your children about banking may require some hands-on involvement. Learn how joint bank accounts and other options can help you supervise your child's finances as they start out on their own.