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Research Center & Latest Articles

What to Watch for in the Upcoming Fed Meeting
Without the likelihood of a fed rate cut, how much will next week's Fed meeting matter? See the important developments in next week's Fed announcement that could set the tone for 2020.
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What is a Savings Account: Why You Need it
Savings accounts are common, but not nearly as common as checking accounts. This post asks the question: What's the difference? But then it answers the more important question: Why do you need one? (Because you do.)
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How to Buy Stocks
Interested in buying stocks but not sure how to begin? Learn some easy steps that help you get started as a stock investor.
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The Best Investments You Can Make Right Now
Looking for a good investment? Take your choice of these 11 smart investments you can make for today's economy.
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401k Contribution Limits for 2020
Wondering how much to put into your retirement plan over the coming year? Learn how you can benefit from higher IRS contribution limits for 2020, and see other guidelines you can use for determining your retirement plan contributions.
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Alternatives to Early 401(k) Withdrawal
Thinking of taking money out of your 401(k) early? Make sure you understand the costs involved and some other possible alternatives.
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The Best Investments You Can Make Right Now
Looking for a good investment? Take your choice of these 11 smart investments you can make for today's economy.
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How Much Do Consumers Plan to Spend for the Holidays? Surprising Survey Results
MoneyRates surveyed over 1000 consumers to discover how much extra they planned to spend over the upcoming holiday season. And how they planned to pay for the additional costs. The results shocked us, and will probably surprise you.
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Bank Reviews

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7 Ways Banks Can Succeed by Serving Their Customers Well
Does your bank have your best interests at heart? Take a look at some examples of how banks can succeed by serving their customers well.
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Vio Bank Online Savings Account Review
Vio Bank is the online banking division of MidFirst Bank, one of the largest privately owned banks in the U.S. Read on to learn about Vio Bank's online savings account features and how to open an account.
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FDIC-Insurance Limit: Protecting Deposits When Banks Fail
The FDIC covers insured deposits against bank failures. Learn how this protection applies to your checking and savings accounts.
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CIT Bank No-Penalty CD Review
CIT Bank is an online bank offering savings and CD accounts with competitive rates. Learn how a CIT Bank No-Penalty CD works to help decide if you should open an account.
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Ask the Expert

Richard Barrington

Chartered Financial Analyst

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. Richard has written extensively on investment topics, including investments, money market accounts, certificates of deposit and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as the New York Times, the Wall Street Journal, and Pensions & Investments magazine.