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Make The Most of Your Money

Reach your financial goals today with the latest savings account, CD and refinance rates,
plus expert tips, news, articles, comparison tools and more.

Savings Accounts

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Certificates of Deposit

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Money Market Accounts

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Checking Accounts

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Research Center & Latest Articles

  • The Fed announced a fed rate cut at its July 2019 FOMC meeting, leaving consumers to wonder if deposit rates will start to fall. While the Fed does not directly control bank rates, consumers should understand the implications of Federal Reserve Board policy and how they can profit regardless of FRB actions.

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  • Could your money work harder for you? In most cases, the answer is yes - especially if it's in one of the best 1 year CDs. Our latest study shows where to find the best 1 year CD rates, best 5 year CD rates, as well as the top savings and money market accounts, which are all well above average rates.

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  • Are you young and ready to start a business? The best cities for startups have certain characteristics which can support new businesses in a number of ways. If you're trying to get a business off the ground, consider the top eleven cities ranked as the best places for millennials to start a business in 2019.

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  • Do you sometimes feel your lifestyle doesn't measure up to that of your peers? If you are saving the money rather than spending it, you may have the last laugh when you retire early.

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Ask the Expert

Richard
Richard Barrington
Chartered Financial Analyst

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. Richard has written extensively on investment topics, including investments, money market accounts, certificates of deposit and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as the New York Times, the Wall Street Journal, and Pensions & Investments magazine.

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