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Savings Accounts

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Money Market Accounts

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Checking Accounts

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Research Center & Latest Articles

Best Savings Accounts - September 2019
Looking for an easy way to make more money? A simple switch in your savings account could make you several times more interest over the next year.
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Millennials May Be Better At Banking
Are young adults better at banking than older generations? Their tendency to switch banks and bank online could help them get better deals from their banks - but banks that compete on the basis of rates and fees offer the best reason for loyalty.
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How much interest can I earn on $1 million in 1 year?
Looking to earn the most interest on your money? Learn the secret to maximizing compound interest and how time horizon and risk tolerance can help you decide which investments best support your savings goals.
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Alternatives to Early 401(k) Withdrawal
Thinking of taking money out of your 401(k) early? Make sure you understand the costs involved and some other possible alternatives.
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Alternatives to Early 401(k) Withdrawal
Thinking of taking money out of your 401(k) early? Make sure you understand the costs involved and some other possible alternatives.
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Best Places for Downsizing in Retirement
Does it make economic sense for you to downsize? A look at the 10 best places for downsizing in retirement provides some insights into what factors make the economic case for downsizing.
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Not Repaying Your Student Loan? Here's What to Expect
Thinking of blowing off your student-loan payments? Understand the consequences before you make a decision that could hurt you for decades.
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7 Money-Saving Tips that Can Steer You Wrong
Looking for money-saving tips? See the downside behind some popular money-saving advice.
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Bank Reviews

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Bank reviews: Money-rates.com
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Marcus by Goldman Sachs® Bank Review
Although Goldman Sachs is known as a wealth-management giant, customers need as little as $1 to open an online savings account with Marcus by Goldman Sachs to start earning interest.
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Mutual of Omaha Bank: From insurance to online banking
Mutual of Omaha Bank offers a wide range of deposit accounts and services to customers across the nation, including mobile and online banking. The bank has grown through the acquisition of other community banks, as well as bringing in new customers through its online banking operation.
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TIAA Direct: Banking for teachers, researchers and medical professionals
TIAA Direct provides a full range of banking services for professionals who work in a wide range of academic, cultural, government and research professions.
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Ask the Expert

Richard Barrington

Chartered Financial Analyst

Richard Barrington, CFA, is the primary spokesperson and personal finance expert for MoneyRates. He is a 20-year veteran of the financial industry, including having served for over a dozen years as a member of the Executive Committee of Manning & Napier Advisors, Inc. Richard has written extensively on investment topics, including investments, money market accounts, certificates of deposit and personal finance as it relates to retirement. Richard has been quoted by numerous media publications such as the New York Times, the Wall Street Journal, and Pensions & Investments magazine.