Our articles, research studies, tools, and reviews maintain strict editorial integrity; however, we may be compensated when you click on or are approved for offers from our partners.

How much do I need to retire: Where are you now?

The answer depends on a few variables such as your spending level, inflation and investment performance. This calculator can help you estimate how much you would need to accumulate by your retirement age to fund 25 years of retirement spending based on those variables.

Please enter information applicable to your situation where indicated in the fields below. Default assumptions are entered for inflation and annual investment return, but you can change those values if you want to use different assumptions.

Years till retirement:
Annual spending target in today's dollars:
Annual inflation rate assumption:
Annual return assumption:
Income tax rate at retirment assumption:
Annual spending target at retirement age:
Pretax income needed at retirement age:
Total needed to fund spending for 0 year:
Save more Faster.Compare these banks to find a better APY.