Advanced Investment Strategies for Certificates of Deposit, Money Market Accounts, Savings Accounts, Checking Accounts and other investments

Would you like the yield of a CD without the commitment? Find out how no-penalty CDs can give you the yield benefit of owning a CD without having to lock your money up for the full term of the CD.

Variable-rate CDs can offer savers some intriguing options, but not always at a favorable price.

CDs are safe instruments for earning interest, but their tax treatment can create a cash crunch. Here's how to plan ahead so you aren't caught short of money at tax time.

CD ladders can help you manage yield and liquidity. Here's how to tailor them to meet your specific circumstances and capture the highest interest rates available.

Understand how you can use certificates of deposits to build your college savings.

You might think of CDs as safe investments that don't require much attention, but lately inflation has been posing a growing threat to them. Here's what to do when inflation is on the rise.

Understanding early withdrawal risk with CDs, FDIC limits, and other risk factors can help you manage risk while investing in CDs.

A review of the characteristics of different types of CDs can help you decide which is the best fit for your needs.

Learn how a CD ladder can work to your advantage, and how to set it up.

CDs are perfect for low risk investors because they offer a guarantee of principal along with a fixed interest rate and predictable cash flow.

Understanding these things about today's CD rates can boost the interest you earn on your savings.

It's been a long time since interest rates rose, but these pressures could be what finally pushes them upward.

Inflation may be relatively mild today, but even a minor acceleration in price increases could profoundly affect your retirement planning.

Both Treasury bonds and CDs can be safe sources of income, but the length of your investment may determine which is the better choice.

Good investing advice can be hard to come by. Everyone wants to know how to avoid losing money on investments and a good place to start is by steering clear of common investing mistakes.

Do you have money in a savings or money market account? These six trends could impact your money in 2019, but here's how you can protect your assets and profit during this changing environment.

Want a portfolio that will perform from its opening day? Then consider incorporating these key elements.

International investing can be a good thing, but there are also valid reasons for maintaining a heavier weighting toward U.S.-based stocks.

Asset allocation is a tricky decision and one you can't avoid, so it's wise to be well-informed on the topic.

Passive investors should take a cue from Wall Street's sharks and lions in recognizing the impact corporate governance can have on share value.

As unsettling as recent market volatility might be, a longer-term perspective suggests investors don't necessarily have to worry.

Recent research finds that stocks with the highest turnover tend to also have the lowest future returns.

Lower oil prices have some obvious benefits for the U.S., but they could also bring some problems -- especially as the drop becomes more extreme.

Here are some of the pluses and minuses of a variety of today's income-producing investment options.

Managerial responsibilities may seem miles away from investment decisions, but your personal business experience can be an asset in managing stocks.

Addition-by-subtraction can be a good way of earning above-average investment performance.

Peer-to-peer (P2P) lending is growing rapidly in popularity, but the marketplace does not yet fully recognize the risks.

A boom in share buybacks raises some questions that shareholders of the company need to ask.

Interest income remains relatively scarce among these vehicles, but that doesn't mean your portfolio should be without them.

If stock market history repeats itself, the outcome of last week's election is great news for investors.

Do fed-rate cuts mean your savings will earn less interest? While rates generally may be falling, chances are you could take this opportunity to raise your rates.

Should you have to pay just to access money in your savings account? Banks charge fees for certain transfers, but these fees can be easily avoided if you know how.

Can you have too much money in a savings account? It might seem like a nice problem to have, but bank rate tiers and FDIC insurance limits may mean you should avoid keeping too much in any one account or at any one bank.

What is the best savings account for your child? It's the same type of account you would want for yourself. Learn how to teach your child about saving and choosing a good savings account.

Is access to your money in the bank limited? Find out about how federal laws affect cash withdrawals from bank accounts.

Thinking of taking money out of your 401(k) early? Make sure you understand the costs involved and some other possible alternatives.

An online savings account earns roughly 15 times the interest available at a traditional bank. And these banks, in particular, consistently offered the highest interest over the entire quarter.

Inflation can have a devastating effect on savings over the long run, so be sure to set your retirement savings goals accordingly.

Thanksgiving and the holiday season is a good time to look at your finances; see how you can tell which elements of those finances are blessings and which are turkeys.

Find out why millions of Americans do not have a bank account, how this is costing them, and what they can do about it.

The Fed's push to return to normal, despite flagging economic numbers, could be a no-win move for consumers.

See how baseball legend's Yogi Berra could teach investors surprising investment lessons.

This basic quiz can tell you whether you have an adequate understanding of investment fundamentals.

Banks and consumer needs change all the time, which makes periodically switching banks somewhat inevitable and ultimately beneficial.

Changes in banking habits have made location less of an issue since the 1990s, while rising fees have made cost more significant. Isn't it time to change what you look for in a checking account?

We ranked the best checking accounts for 2018 on the basis of monthly maintenance fees, overdraft fees, and low minimum opening deposit. Here are the top ten free checking accounts to be found in 2018.

Having to work outside the banking system can be expensive and inconvenient. Unfortunately, this can easily happen to people whose accounts are closed by their banks because of chronic misuse of the account.

If this has happened to you, the good news is that there is a way to get back into the banking system. It's called second-chance checking, and finding the right second-chance checking account can be the first step toward re-establishing your access to the full range of bank services.

Sloppy banking habits could easily cost consumers more than $700 per year, but they are easy to fix. Here's how to profit by staying on top of your finances.

Banking has changed over time, and it's likely your banking needs have too. Here's why you may want to reconsider where you're at today.

MONEY Magazine has announced its top banks for 2013, but are these institutions good enough to attract your business?

If your son or daughter displays these signs, some remedial financial education may be in order -- fast.

Walmart's Bluebird prepaid debit card is a very competitive product, but there are some inherent drawbacks to using any prepaid card.

Bank's move could spur other banks to drop the charges that can lead to a "train wreck" of multiple overdrafts.

Although many Americans are having trouble making ends meet, here are some ways to save money and keep it safe for when you need it.

Managing your finances and increasing your savings is made easier and entertaining with these websites.

With bank fees on the rise, customers can avoid the fees by following a few basic requirements, such as maintaining minimum balances and having direct deposit into your account. 

Banks and brokerage firms are using special incentives in order to bring in more customers with multiple accounts.

Learn how much some customers are earning from their checking accounts with these jumbo APY calculations from MoneyRates.com.

Refinancing is not just about capturing falling interest rates. It can also be a way of optimizing your mortgage loan to fit a change in circumstances.

The benefit or burden of any mortgage is largely dependent on these 9 details.

Lack of experience is an inherent problem for first-time home buyers, but some sound investment thinking can help you overcome that problem.

Recent declines in mortgage rates may generate enthusiasm for real estate investments, but there are reasons to be skeptical of this.

Shifting your debt burden into a mortgage can save you money, but it can also put your home at risk. Learn when this approach makes sense.

Rising long-term interest rates should impact how you shop for income vehicles and loans.

Home prices may be the same as in 2004, but other conditions have changed since then. Is history ready to repeat itself?

Real estate investments can provide growth and income, but they also carry some special risks.

Though "Downton Abbey" is set in a distinctly different era, its plot holds some financial lessons that are relevant today.

Retirees often don't think of refinancing, but current conditions make refinancing worth a fresh look to older Americans.

If you need to finance a home renovation, an FHA 203(k) loan may be your solution.

Recasting is another way to lower your monthly mortgage payments, but there is one catch.

If you are a homeowner with a mortgage insured by the Federal Housing Administration (FHA), you may soon be eligible for an streamline refinance at a lower cost.

Financial choices made during and after divorce can impact how well you move forward. Learn how to avoid these common errors.

If you are among the nation's estimated 20 million upside-down homeowners, the revised Home Affordable Refinance Program (HARP) may be playing your song.