Ask The Expert Archive

How to Balance a Checkbook

March 14, 2018

Balancing your checkbook is an important task to avoid extra fees, missed payments and other problems. Use three steps to balance each month.

How FDIC Insurance Pertains to Trusts

March 14, 2018

The number of beneficiaries on a trust can affect FDIC insurance coverage, depending on the trust's terms.

How do I start building a CD ladder to get the best CD rates?

January 4, 2018

See some tips for getting more yield out of a CD ladder.

Can I benefit from putting money in an IRA in my 60s?

December 26, 2017

IRA rules limit the benefits of putting money into an IRA in your late 60s, but it may still be worthwhile.

The high cost of tapping into retirement savings early

December 22, 2017

Besides the 10 percent penalty for tapping into a 401k plan early, diverting money from retirement savings might be higher than you think.

Do I have to liquidate my IRA at some point?

December 21, 2017

A traditional IRA will require you to start taking distributions at some point, but it will never require full liquidation of the plan.

IRA account - How can I track it

December 19, 2017

Missing IRA account information can be a challenge after a person dies, but there are some possibilities for addressing this problem.

Should I close my IRA once I reach retirement age?

December 15, 2017

Though you can close an IRA without penalty once reaching age 59 1/2, there may be tax advantages to keeping it open.

How do I save and grow money for college?

December 12, 2017

Saving for college is best spent over many years, and it helps to use the right tax and investment tools.

Can my mother use her IRA savings account to pay off debts?

October 9, 2017

Before using an IRA to pay off debts, there are a variety of legal and financial implications to consider.

Which accounts should I deposit my retirement income into?

How do I decide which CD account to break into early?

Can I use my IRA toward buying a home?

Are foreign currencies good retirement investments?

Should I take my retirement benefits in a lump sum or monthly payment?

How do I get the best savings account rate on $40,000 while keeping liquidity?

How much interest can I earn on $1 million in 1 year?

Will millennials ever be wealthier than their parents?

Is a money market account considered cash in the bank like a savings account?

Is the stock market's "Trump rally" for real?

How do I find the best jumbo account with high interest rates?

How do I deal with a divorce settlement from an IRA?

Should I worry about losing my mortgage interest tax break?

How should a single mother invest $25,000?

How do I transfer an IRA into a CD without taxes or penalties?

How do stocks compare with savings accounts?

Can I get out of a bad home mortgage loan?

How much interest can I earn in 6 months with high CD rates?

Will Brexit affect US mortgage, refinancing rates?

How can I split direct deposits between checking and saving for investing?

Transferring a money market account to a CD: Will I pay taxes?

Will I owe taxes on an inherited certificate of deposit (CD)?

Which retirement investments can supplement Social Security income?

What is the best payment method for online purchases?

How can I buy a home on a low income?

Should I take money out of 401(k) retirement savings to pay off a mortgage?

Why are global commodities traded in US dollars?

What are FDIC insurance limits for trust accounts?

Is it fair for a potential employer to check your credit report?

Do money market accounts have FDIC insurance coverage?

How do I find the best risk-free interest rate for investments?

How do I find old bank accounts of a deceased relative?

Is silver better than gold as a retirement investment?

What should I do if I can't direct deposit money into savings accounts?

How do I deposit cash into an online bank account?

How do I invest when I'm 2 years away from retirement?

What's the best way to invest $12,000 in my 40s?

How can I get my paycheck directly deposited into the bank?

Free checking account and credit card offers - what's the catch?

Do I lose 401(k) retirement money if I leave my employer?

How can a retiree protect retirement savings against inflation?

Are pre-paid cards a good alternative to checking accounts to avoid rising fees?

How can my business get a loan with no credit history?

Direct deposit into savings or checking accounts?

Are step-up CDs a good choice if the Fed raises interest rates?

Is there a middle ground between low-return deposit accounts and high-risk stocks?

I have no credit history. Why am I considered a bad risk?

How much savings should I keep in cash while saving for a wedding next year?

Am I saving enough for a comfortable retirement?

How can a jump in gas prices impact mortgage rates?

Can I turn $100,000 into $1 million by the end of the decade?

Arranging joint access to a parent's checking account

Moving an IRA from one bank to another?

I-Bonds or CDs?

How can I keep getting paper bank statements?

Pay down student loans or save for retirement?

Should I hire a professional to do my taxes?

Should I use my retirement savings to start a business?

Should I sell before HARP expires?

Should I deposit more to avoid a statement fee?

Do I have to withdraw from my IRA?

How much can I contribute to my money market IRA?

Will bonds return to their former yields?

What's wrong with my CD statements?

Should a husband and wife combine all their finances?

How can I find the best business bank account?

How should I invest a burial trust?

Where should I start my business?

How should I choose a financial adviser?

Should I consider a 5-year CD at age 80?

Is it better to break into a CD or a 401(k)?

How much down payment does a first-time buyer need?

Best bank for a jumbo deposit?

Where should I store money while waiting to invest?

Taking IRA distributions after a divorce?

Should I switch out of my IRA?

Is a townhouse a good investment?

Why do interest rates vary in different markets?

Should I give up my bank for bitcoins?

Refinance or restructure our mortgage?

How should we handle a jump in mortgage payments?

Should I trade my annuity for a CD?

Cosign or lend?

Are shipping containers a good investment?

Can the US keep borrowing indefinitely?

Should I open a CD when resources are tight?

How should I prioritize my debt?

Sell our old house or rent it out?

Should I use a credit card or debit card?

How can I finance college when I'm disabled?

Will slowing sales bring lower home prices?

Should I switch to an online bank?

How do banks decide to pay interest or charge fees?

Why do rates on mortgages and savings accounts vary?

How do I track down an old savings account?

How do I find the best rate on $1 million?

Do I need to pay taxes on my foreign CD?

How should I invest $10,000 while in college?

How do foreign money market funds work?

Is it OK to take IRA distributions before required?

Buying a house at 65: 15-year or 30-year mortgage?

How do I exercise a power of attorney?

What financial support should I offer my parents?

How can I avoid estate taxes?

How can I tell which financial companies are banks?

Should I pay down the mortgage or build savings?

How can I keep my IRA stable after retirement?

Accessing IRA funds at age 80?

Savings accounts for a not-for-profit?

Should I use cash-out refinancing to pay debt?

Could the debt-ceiling debate endanger my deposits?

Should I invest in a foreign CD?

How much can IRA money market accounts earn today?

Shift my TSP to an IRA?

How can I protect amounts of more than $250,000?

Does my mom need a financial planner?

Where can I find a good money market fund?

How can I expand my FDIC insurance?

Will higher mortgage rates kill the housing recovery?

Can I transfer my IRA to CDs without penalty?

Could the debt-ceiling debate endanger my deposits?

How do I create a retirement budget?

What can I do about a suspected estate theft?

How do I calculate interest on a loan?

How can I help my IRA beat inflation?

Where should I send my direct deposit?

Should I take a lump sum or monthly pension?

Can I transfer my IRA?

How should I invest before traveling abroad?

Should I break my CD to get a better rate?

What is the safest place for an IRA?

How do online banks work?

Where should I put my IRA funds?

Where are the best bank accounts for college students?

Should I abandon savings accounts for stocks?

Annuity or CD?

IRA or 401(k)?

What accounts are best for college savings?

Why do banks pay interest?

When is tax on a CD due?

Where's a good place to put $10,000?

Can I mortgage my farm to address card debt?

How different is online banking?

Do I need to pay taxes on CD interest?

Should I make a big or small down payment?

Can I use my ATM card to buy things online?

Which should be my go-to card?

Which checking account fees are most important?

Money market account or money market fund?

How can my college student find the right bank?

Where can I find a 3 or 4 percent interest rate?

How much should an 80-year-old have in stocks?

Where did the "Debt Monkey" data come from?

Can I transfer from an IRA to a CD?

Am I overpaying for my brokered CD?

Pay down bills or build up savings?

How do I pick the right type of account?

How will my IRA withdrawal be taxed?

What are the pros and cons of linking checking and savings accounts?

How do I prepare for an IRS audit?

How do I access funds for funeral arrangements?

Is there an alternative to refinancing?

How do I get information about an old account?

How can I maximize my FDIC insurance?

How do I transfer out of a Roth IRA annuity?

What should I do with insurance proceeds?

Which stocks are good sources of income?

Should I use savings to pay down my mortgage?

How risky would the end of the euro be?

Can I live from the interest on $129,000?

What is the average savings account interest rate on $1 million?

How can I make a $5 million windfall last?

How can I earn the most money within two years?

Can I trust the best CD rates?

How do I make 401(k) plan choices?

Why did the bank charge an overdraft fee on a low-balance account?

What determines the strength of a currency?

What is a clearing house?

Which bank has the highest rates?

What's the best place to save a house down payment?

Should I ditch my savings account?

Does stock market volatility mean opportunity?

Which card to use now?

Will the Fed keep its low interest rate promise?

Were savings account rates any lower in the 1930s?

Credit card or debit card?

What can I do about new debit card fees?

Should I go for a 15-year or 30-year mortgage?

Where do I start with handling a parent's finances?

Ask the expert: Where can I find the best investment returns today?