Maximizing your savings is an important part of your financial plan – so finding the highest yield on a certificate of deposit, or CD, is critical. MoneyRates.com can help you quickly narrow your search for the best short term CD rates available.
Rates for certificates of deposit (CDs) are set by the issuing bank and updated daily. Please note that CD rates are fixed for the term of the CD and that you may be penalized for withdrawing funds before your certificate of deposit matures. Usually, rates for shorter term CDs are lower than rates for longer term CDs. Bank CDs are FDIC-insured up to $250,000 per depositor.
To find best CD rates with maturity of one year or shorter, use our interactive table below to select specific term and amount.
Have you been able to find even better CD rates than the ones displayed above? If yes, please share them with us and other MoneyRates users! Please include the details: the name of the bank, APY, term of the CD, when you opened the account, and whether the account can be opened online or only in the branch (if the latter, please include the location of the branch). Thank you!