Meet MoneyRates.com Contributor: Richard Barrington

Richard Barrington has been a Senior Financial Analyst for MoneyRates.com since 2009. He has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications.

Richard has over 30 years of experience in financial services. He graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Recent Articles By Richard Barrington

Certificate of Deposit (CD)

Richard Barrington
|

Could you be earning more money in a CD? Find out how CDs work and how to shop for them. Learn how they can earn you more interest, help manage your cash flow and keep your money safe.

Fed Rate Unchanged: What Consumers Should Do

Richard Barrington
|

Wondering what to do about the recession now that the Fed has run out of room to cut rates? Consumers still have some moves that can put them in a better financial position.

America's Best Rates on Savings, Money Markets and CDs - 2nd Quarter, 2020

Richard Barrington
|

Want to make the most of your savings even while interest rates are falling? The MoneyRates.com America's Best Rates survey offers tips on finding the best rates on savings, money market and CD accounts.

Next Federal Reserve Meeting: Consumers Have More Options Than the Fed

Richard Barrington
|

Will you get any help from next week's Fed meeting? Probably not, but there are financial moves you can make to help yourself in this difficult environment.

With No Rate Cut from the Fed, Now It's Your Move

Richard Barrington
|

Wondering what to do about the recession? The latest Fed meeting showed the Fed has limited responses, but there are moves you can make.

States Where Financial Literacy Education is Working

Richard Barrington
|

Are schools doing a good enough job teaching financial literacy? A new study shows that besides the fact that most states don't even bother trying, many states that do try are not doing a good enough job.

Will the Next Fed Meeting Lead to Negative Interest Rates?

Richard Barrington
|

Will next week's Fed meeting impact your finances? With the economy in turmoil, consumers should keep an eye on the Fed and make financial decisions accordingly.

Required Minimum Distribution (RMD) - Things to Know

Richard Barrington
|

Have you reached retirement age? It's time to start planning how to take money out of your retirement accounts so as to meet IRS requirements while managing your tax liability and planning for future needs.

APR vs. APY - What is the Difference?

Richard Barrington
|

Confused by terms like "APR" and "APY"? It's not just alphabet soup - the difference could make or cost you money. See how to use APR and APY when shopping for things like savings accounts and personal loans.

MoneyRates Personal Finance Glossary and Reference Guide

Richard Barrington
|

Confused by personal finance jargon? This guide offers easy-to-understand explanations of dozens of common personal finance terms.