Richard Barrington

Richard Barrington has been a Senior Financial Analyst for MoneyRates.com since 2009. He has appeared on Fox Business News and NPR, and has been quoted by the Wall Street Journal, the New York Times, USA Today, CNBC and many other publications.

Richard has over 30 years of experience in financial services. He graduated magna cum laude from St. John Fisher College with a BA in Communications in 1983. In 1991, he earned the Chartered Financial Analyst (CFA) designation from the Association of Investment Management and Research (now the "CFA Institute").

Recent Articles By Richard Barrington

What Are Stocks?

Richard Barrington
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Are you interested in stocks but need to know more about how they work? Learn the basics of what stocks are and how to invest in them.

What Are Mutual Funds?

Richard Barrington
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Interested to invest in mutual funds? Find out what you should know about mutual funds first, including how they work and what they cost.

The Fed's New Tolerance for Inflation Could be Trouble for Consumers

Richard Barrington
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Why should you worry about today's Federal Reserve announcement? By giving inflation more latitude, the Fed may make retirement saving tougher and erode the wealth of some consumers.

Best Online Brokers for Beginners

Richard Barrington
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Interested in starting to invest? Step one is choosing the right brokerage firm. See tips from MoneyRates.com for how beginners can choose a broker plus eight top choices for new investors.

Best Online Brokers for Low Commissions

Richard Barrington
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Want a sure way to improve your investment returns? Learn how to prevent trading commissions from eating into those returns.

What Are Small Cap Stocks?

Richard Barrington
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Are you looking to add a little growth potential to your investments? Small cap stocks carry some added risks, but they could play a dynamic role in your portfolio alongside less risky investments.

What is an Index Fund?

Richard Barrington
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Could an index fund be right for you? Learn about the role index funds play and what to look at when choosing an index fund.

What is an Exchange-Traded Fund (ETF)?

Richard Barrington
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Want an efficient way to put together a diversified investment portfolio? Exchange traded funds (ETFs) can give you a diversified portfolio of investments with the ease of buying a single stock. Learn about what ETFs are and how to use them.

Why Diversification Is Important

Richard Barrington
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Why do you need to know about investment diversification? This article explains why diversification is a key strategy for managing risk and getting more out of your portfolio.

Fed Meeting Preview: Loosening the Reins on Inflation

Richard Barrington
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How will the next Fed meeting impact you? See why a new Fed policy could erode your savings and make it harder to save for retirement, while borrowing may be cheaper.